Intelligence Layer · SBA 7(a) FOIA
Where deals are really happening
Every boring-business category BizBite tracks, ranked by real change-of-ownership loan volume from the SBA 7(a) FOIA dataset. Not estimates — actual transactions.
Deeper dives
Hottest categories by deal volume
Momentum · last 12 mo vs prior 12 mo
Ticket size · what you'll actually pay
Default risk · charge-off rate on resolved loans
| 1 | Full-Service Restaurants | 100.0% |
| 2 | General Automotive Repair | 100.0% |
| 1 | Full-Service Restaurants | 100.0% |
| 2 | General Automotive Repair | 100.0% |
Methodology
All data comes from the SBA 7(a) FOIA dataset, filtered to loans where the borrower is marked as "Change of Ownership" (an acquisition, not a startup). Cancelled loans are excluded. Implied deal size assumes an 85% loan-to-purchase ratio typical for SBA change-of-ownership structures. Charge-off rate is computed only for NAICS codes with 20+ deals and 10+ resolved loans (paid-in-full or charged-off). Momentum compares the last 365 days to the prior 365 days. Rankings are across 113 NAICS categories mapped to BizBite businesses. Data updates quarterly.