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BIZBITE
345 Boring Businesses Analyzed$2K - $5M Startup CostsUp to 85% Profit MarginsUpdated WeeklyReal Revenue DataAcquisition Multiples Tracked345 Boring Businesses Analyzed$2K - $5M Startup CostsUp to 85% Profit MarginsUpdated WeeklyReal Revenue DataAcquisition Multiples Tracked345 Boring Businesses Analyzed$2K - $5M Startup CostsUp to 85% Profit MarginsUpdated WeeklyReal Revenue DataAcquisition Multiples Tracked345 Boring Businesses Analyzed$2K - $5M Startup CostsUp to 85% Profit MarginsUpdated WeeklyReal Revenue DataAcquisition Multiples Tracked
Route
64
/100 score
Strong

Hot Shot Trucking

Expedited freight in a pickup truck — surprisingly lucrative

Hot shot trucking is a $13B+ niche inside the $800B US trucking industry. Unlike full-truckload carriers, hot shot operators drive a heavy-duty pickup with a gooseneck or flatbed trailer, hauling smaller time-sensitive loads — oilfield equipment, construction parts, agricultural machinery — for premium rates. An owner-operator running their own truck can gross $120K–$180K/year and net $60K–$100K after fuel, insurance, and maintenance. Small fleets (3–5 trucks) generating $500K–$1.5M in revenue are routinely acquired by private equity roll-ups and transportation holding companies at 2–3x SDE.

Avg Revenue

$350K

Profit Margin

20%

Acquisition Multiple

1.5x - 3x

Startup Cost

$40K - $120K

Difficulty

3/5

How It Works

Operators find loads via freight load boards (DAT, Truckstop.com) or direct contracts with oilfield companies, construction firms, or agricultural suppliers. They haul with a pickup truck and gooseneck/flatbed trailer, charging per-mile rates ($2–$4/mile depending on load and urgency). Building direct shipper relationships replaces broker fees and dramatically improves margins. Fleet owners add trucks and drivers to scale.

Revenue Range

Low End
$120K
Typical
$350K
High End
$1.2M

Real Acquisitions in This Category

SBA 7(a) change-of-ownership loans · NAICS 484121 · General Freight Trucking, Long Distance, Truckload

Deals tracked
73
23 in last 24 mo
Median loan
$1.1M
$648K–$2.4M p25/p75
Implied deal size
$1.3M
median · ~85% LTV
Charge-off rate
0.0%
of loans that finished

Deal Size Distribution

<$150K
4
$150K–500K
12
$500K–1M
15
$1M–2M
20
>$2M
22

Deal Flow Over Time

Deals per year · median loan
$693K
2020
13
$1.2M
2021
10
$1.1M
2022
7
$1.5M
2023
14
$1.7M
2024
14
$1.1M
2025
10
$1.3M
2026
5
12-month momentum
+9.1%
deal volume vs prior 12 mo
Median loan Δ
-28.0%
12 recent · 11 prior

Financing Profile

Median rate
10.00%
0% fixed · last 24 mo
Median term
120 mo
standard 10-yr
Collateralized
95%
of loans secured
Median jobs
14
supported per deal
Top lenders in this space
Celtic Bank Corporation7
GBank7
Cadence Bank3
First Internet Bank of Indiana3
Byline Bank3
Where deals happen
CA9
FL6
OH6
WI5
WA4
TX4
MI4
IL4
AZ3
KS3

Recent Comparable Deals

ClosedStateLoanImplied dealJobsFranchise
Dec 2025OH$740K$871K18
Dec 2025KS$3.3M$3.8M11
Nov 2025CA$3.2M$3.7M1
Nov 2025WA$1.3M$1.6M25
Nov 2025WA$100K$118K25
Sep 2025NJ$1.1M$1.3M10
Sep 2025CT$1.5M$1.8M14
Aug 2025MO$1.5M$1.8M37
Aug 2025MO$300K$353K37
Jun 2025CA$1.0M$1.2M7
Volume rank #96/534Deal-size rank #113/534Momentum rank #66p90 loan: $3.9MData as of Dec 2025

Source: SBA 7(a) FOIA dataset, filtered to acquisitions (loans where business age is "Change of Ownership"). Implied deal size assumes an 85% loan-to-purchase ratio, a common SBA change-of-ownership structure. Charge-off rate shown only when 10+ loans have resolved (paid in full or charged off). Interest rates reflect last 24 months only. Actual deal values vary with equity injections, seller financing, and working capital terms.

Pros

  • +Far lower startup cost than full semi-truck trucking ($40K vs. $150K+)
  • +Premium rates for time-sensitive freight — clients pay for speed
  • +Massive demand base: oilfield, construction, agriculture, manufacturing
  • +Load boards (DAT, Truckstop) make finding freight immediate
  • +Scalable: add trucks and drivers to multiply income

Cons

  • -Fuel cost is the biggest variable — diesel price swings hit margins hard
  • -DOT compliance, insurance ($10K–$20K/year), and licensing are mandatory overhead
  • -Physically demanding for owner-operators — long hauls, irregular hours
  • -Market softened post-2022; freight rates are cyclical

Best For

Entrepreneurial owner-operators or investors acquiring small fleets in high-demand freight corridors

Operating Costs

Key costs: fuel (35–40% of revenue), insurance ($10K–$20K/year per truck), truck payment/maintenance, load board subscriptions ($50–$200/month), and DOT compliance fees.

SBA Financing Estimator

Adjust the deal — see if it cash flows after debt service

$-8769/mo
after debt service
Deal price — $1.3M
Range: $350K (1.5×) to $1.4M (3×+)
Down payment — 15% ($195K)
SBA minimum equity injection is 10% for change-of-ownership
Interest rate — 10.00%
SBA median for this category: 10.0%
Loan term — 10 years (120 mo)
SBA median for this category: 120 months
Down payment
$195K
15% equity injection
Loan amount
$1.1M
85% SBA-financed
Monthly payment
$15K/mo
$647K total interest
Monthly profit
$6K/mo
at 20% margin
Monthly cash flow after debt service
$-8769/mo
Margin does not cover debt service at these terms. Lower the deal price, increase the down payment, or extend the loan term.

Estimates only. Excludes owner compensation, capex, working capital draws, and taxes. Margin assumes average occupancy and volume. Actual SBA terms vary by lender and borrower profile.

Where to Buy

BizBuySell - Trucking

Trucking and freight business listings including small hot shot fleets

DAT Load Board

The #1 freight load board for finding hot shot and trucking loads

Truckstop.com

Load board and freight marketplace for owner-operators

64/100Strong

Acquisition Score

Profit margin
13/30
Entry multiple
25/25
Market depth
3/20
Risk (charge-off)
15/15
Deal momentum
7/10

Scores margin (30), entry multiple (25), SBA market depth (20), category risk (15), and deal momentum (10). Higher = better acquisition candidate.

Quick Facts

Category
route
Difficulty
3/5
Buy price
$525K$1.1M

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