¢
BIZBITE

Commercial Cleaning

Bigger contracts, bigger checks, longer retention

Bottom line

Accessible entry point; validate local supply before buying.

Commercial cleaning businesses provide janitorial services to offices, retail stores, medical facilities, and other commercial properties. Contracts are typically monthly and run for years, providing highly predictable revenue. This is the scaled-up version of residential cleaning with larger contracts and stickier clients.

65
Acquisition score
Strong

Avg Revenue

$400K

Profit Margin

20%

Acquisition Multiple

2x - 3x

Startup Cost

$15K - $50K

How It Works

Win contracts with property managers, offices, and facilities through bidding and networking. Deploy cleaning crews nightly or on a set schedule. Contracts range from $500/month for small offices to $10K+/month for large facilities. Revenue is highly predictable with multi-year agreements.

Revenue Range

Low End
$150K
Typical
$400K
High End
$1.0M

BizBite underwriting snapshot

Watch / verify

Commercial Cleaning has enough high-level data for a first look, but BizBite has not assigned a category-specific operating model yet. Treat the score as preliminary.

42
Speculative / 100
Data confidence
medium
52/100
Financing fit
medium

Category-level fit before lender-specific diligence.

Confidence cap
78

Weak source data caps the final score.

Why it may work

  • +SBA dataset shows 121 recent comparable loans

Be careful

  • !Source link status has not been verified yet
  • !No last-checked date yet
  • !No category operating model yet
  • !No category model yet

Real Acquisitions in This Category

SBA 7(a) change-of-ownership loans · NAICS 561720 · Janitorial Services

Deals tracked
322
121 in last 24 mo
Median loan
$400K
$201K–$744K p25/p75
Implied deal size
$471K
median · ~85% LTV
Charge-off rate
not enough resolved loans

Deal Size Distribution

<$150K
48
$150K–500K
143
$500K–1M
80
$1M–2M
34
>$2M
17

Deal Flow Over Time

12-month momentum
-10.9%
deal volume vs prior 12 mo
Median loan Δ
+34.7%
57 recent · 64 prior

Financing Profile

Median rate
9.75%
9% fixed · last 24 mo
Median term
120 mo
standard 10-yr
Collateralized
0%
of loans secured
Median jobs
15
supported per deal
Top lenders in this space
Live Oak Banking Company35
The Huntington National Bank32
BayFirst National Bank9
Customers Bank9
Old National Bank7
Where deals happen
FL31
CA28
CO18
MN18
OH17
IL13
WA13
MA11
NC11
NJ10
Franchise vs independent
Franchised acquisitions finance at $500K median vs $360K for independents — a +39% franchise premium. Franchises make up 26% of deals tracked.

Recent Comparable Deals

ClosedStateLoanImplied deal
Mar 2026FL$905K$1.1M
Mar 2026CO$600K$706K
Mar 2026SC$50K$59K
Mar 2026SC$480K$565K
Mar 2026PA$768K$904K
Mar 2026PA$60K$71K
Feb 2026OH$300K$353K
Feb 2026CO$424K$499K
Feb 2026OH$2.3M$2.7M
Feb 2026FL$478K$562K
Volume rank #22/544Deal-size rank #467/544Momentum rank #213p90 loan: $1.3MData as of Mar 2026

Source: SBA 7(a) FOIA dataset, filtered to acquisitions (loans where business age is "Change of Ownership"). Implied deal size assumes an 85% loan-to-purchase ratio, a common SBA change-of-ownership structure. Charge-off rate shown only when 10+ loans have resolved (paid in full or charged off). Interest rates reflect last 24 months only. Actual deal values vary with equity injections, seller financing, and working capital terms.

Pros

  • +Long-term contracts provide predictable recurring revenue
  • +Higher revenue per client than residential
  • +Night/weekend work means less competition for labor
  • +Scalable with systematic crew deployment

Cons

  • -Competitive bidding can drive margins down
  • -Losing one large contract can significantly impact revenue
  • -Managing multiple crews across locations is complex

Best For

Operators who can build relationships with property managers and scale teams

Operating Costs

Labor is 50-60% of revenue, plus cleaning supplies, equipment, vehicle costs, insurance, and bidding/sales costs.

SBA Financing Estimator

Adjust the deal — see if it cash flows after debt service

$-3/mo
after debt service
Deal price — $600K
Range: $600K (2×) to $1.6M (3×+)
Down payment — 15% ($90K)
SBA minimum equity injection is 10% for change-of-ownership
Interest rate — 9.75%
SBA median for this category: 9.8%
Loan term — 10 years (120 mo)
SBA median for this category: 120 months
Down payment
$90K
15% equity injection
Loan amount
$510K
85% SBA-financed
Monthly payment
$7K/mo
$290K total interest
Monthly profit
$7K/mo
at 20% margin
Monthly cash flow after debt service
$-3/mo
Margin does not cover debt service at these terms. Lower the deal price, increase the down payment, or extend the loan term.

Estimates only. Excludes owner compensation, capex, working capital draws, and taxes. Margin assumes average occupancy and volume. Actual SBA terms vary by lender and borrower profile.

Where to Buy

BizBuySell

Find commercial cleaning and janitorial businesses for sale

BizQuest

Browse janitorial service company opportunities

65/100Strong

Acquisition Score

Profit margin
13/30
Entry multiple
25/25
Market depth
16/20
Risk (charge-off)
8/15
Deal momentum
2/10

Scores margin (30), entry multiple (25), SBA market depth (20), category risk (15), and deal momentum (10). Higher = better acquisition candidate.

Quick Facts

Category
service
Difficulty
3/5
Buy price
$800K$1.2M

Get the full breakdown in your inbox

Weekly boring business breakdowns

One boring business. Real numbers. Every week. Free.

Buy a commercial cleaning
via BizBuySell
See listings →