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BIZBITE

Snow Removal Service

Seasonal high-margin work with recurring contracts — winter gold rush

Bottom line

Strong cash-flow candidate with manageable operations.

Snow removal services clear residential driveways, commercial parking lots, and properties during winter months. Businesses sign seasonal contracts (Dec–March) at fixed monthly rates, creating predictable 4-month revenue cycles. A single operator with one truck can generate $30K–$60K per season; established operations with multiple crews and commercial contracts hit $200K+. Margins run 40–60% after fuel and equipment. The model works best in snowbelt regions (Canada, Northern US); poor fit in temperate climates. Modern tech-enabled operations optimize routes and dispatch, reducing idle time and maximizing job density.

87
Acquisition score
Excellent

Avg Revenue

$100K

Profit Margin

48%

Acquisition Multiple

1.5x - 2.8x

Startup Cost

$15K - $50K

How It Works

Sign contracts with residential and commercial clients before winter. Typical rates: $40–$100/driveway per visit, $180–$500/parking lot per event, $1,000–$3,000+/season for contract customers. When snow falls, dispatch crews to clear properties. Equipment includes pickup truck w/ plow, snow blower, salt spreader, and ice melt. Margin depends on route density, fuel costs, and equipment utilization. Off-season options: bundling with landscaping services, equipment maintenance, or storage.

Revenue Range

Low End
$40K
Typical
$100K
High End
$250K

BizBite underwriting snapshot

Watch / verify

Snow Removal Service has enough high-level data for a first look, but BizBite has not assigned a category-specific operating model yet. Treat the score as preliminary.

57
Fair / 100
Data confidence
medium
52/100
Financing fit
medium

Category-level fit before lender-specific diligence.

Confidence cap
78

Weak source data caps the final score.

Why it may work

  • +Attractive 48% estimated margin profile
  • +SBA dataset shows 212 recent comparable loans

Be careful

  • !Source link status has not been verified yet
  • !No last-checked date yet
  • !No category operating model yet
  • !No category model yet

Real Acquisitions in This Category

SBA 7(a) change-of-ownership loans · NAICS 561730 · Landscaping Services

Deals tracked
577
212 in last 24 mo
Median loan
$531K
$236K–$1.2M p25/p75
Implied deal size
$625K
median · ~85% LTV
Charge-off rate
not enough resolved loans

Deal Size Distribution

<$150K
99
$150K–500K
176
$500K–1M
127
$1M–2M
116
>$2M
59

Deal Flow Over Time

12-month momentum
-39.4%
deal volume vs prior 12 mo
Median loan Δ
+61.0%
80 recent · 132 prior

Financing Profile

Median rate
9.75%
15% fixed · last 24 mo
Median term
120 mo
standard 10-yr
Collateralized
0%
of loans secured
Median jobs
11
supported per deal
Top lenders in this space
The Huntington National Bank64
Live Oak Banking Company23
First Internet Bank of Indiana13
BayFirst National Bank12
Beacon Bank and Trust12
Where deals happen
FL83
PA30
TX30
MI27
CO26
MN26
CA24
UT21
OH19
AZ18

Recent Comparable Deals

ClosedStateLoanImplied deal
Mar 2026NY$135K$159K
Mar 2026NJ$150K$177K
Mar 2026NJ$1.4M$1.6M
Mar 2026CA$333K$392K
Mar 2026MN$83K$97K
Mar 2026IL$1.2M$1.4M
Mar 2026MA$100K$118K
Mar 2026FL$1.2M$1.4M
Feb 2026SC$480K$565K
Feb 2026IN$990K$1.2M
Volume rank #10/544Deal-size rank #366/544Momentum rank #298p90 loan: $2.0MData as of Mar 2026

Source: SBA 7(a) FOIA dataset, filtered to acquisitions (loans where business age is "Change of Ownership"). Implied deal size assumes an 85% loan-to-purchase ratio, a common SBA change-of-ownership structure. Charge-off rate shown only when 10+ loans have resolved (paid in full or charged off). Interest rates reflect last 24 months only. Actual deal values vary with equity injections, seller financing, and working capital terms.

Pros

  • +Recurring seasonal contracts provide predictable cash flow Nov–Mar
  • +High margins (40–60%) after fuel and labor — no inventory or materials cost
  • +Low ongoing employee requirements — 1–3 seasonal workers sufficient to start
  • +Scalable — add trucks and crews as contract base grows
  • +Strong acquisition multiples — buyers value recurring revenue and equipment

Cons

  • -Highly seasonal — zero revenue Mar–Nov in most climates; requires cash reserves
  • -Geographically limited — only viable in snowbelt regions; poor fit temperate climates
  • -Equipment-heavy startup — truck, plow, spreader = $15K–$50K capital
  • -Weather-dependent — warm winter = lower revenue; heavy snow = operational strain
  • -Early contract closure critical — 80% of annual sales must close by Oct 1

Best For

Operators in cold climates with construction/landscaping background; works well as add-on to existing lawn care or property management business

Operating Costs

Main costs: truck payment/lease ($500–$1.5K/mo), fuel ($200–$500/mo seasonal), equipment maintenance/repair ($100–$300/mo), salt/ice melt ($500–$2K/season), insurance ($200–$400/mo), and seasonal labor ($15–$20/hr). Fixed costs run 30–45% of revenue; variable costs (fuel, labor, salt) scale with volume.

SBA Financing Estimator

Adjust the deal — see if it cash flows after debt service

$-224/mo
after debt service
Deal price — $380K
Range: $100K (1.5×) to $380K (2.8×+)
Down payment — 15% ($57K)
SBA minimum equity injection is 10% for change-of-ownership
Interest rate — 9.75%
SBA median for this category: 9.8%
Loan term — 10 years (120 mo)
SBA median for this category: 120 months
Down payment
$57K
15% equity injection
Loan amount
$323K
85% SBA-financed
Monthly payment
$4K/mo
$184K total interest
Monthly profit
$4K/mo
at 48% margin
Monthly cash flow after debt service
$-224/mo
Margin does not cover debt service at these terms. Lower the deal price, increase the down payment, or extend the loan term.

Estimates only. Excludes owner compensation, capex, working capital draws, and taxes. Margin assumes average occupancy and volume. Actual SBA terms vary by lender and borrower profile.

Where to Buy

BizBuySell

Find snow removal and landscaping businesses for acquisition

Contractor Marketplaces

Industry communities where seasonal service businesses are traded

Local Franchises

Snow removal franchises in North America

87/100Excellent

Acquisition Score

Profit margin
30/30
Entry multiple
29/25
Market depth
20/20
Risk (charge-off)
8/15
Deal momentum
0/10

Scores margin (30), entry multiple (25), SBA market depth (20), category risk (15), and deal momentum (10). Higher = better acquisition candidate.

Quick Facts

Category
service
Difficulty
3/5
Buy price
$150K$280K

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