¢
BIZBITE
345 Boring Businesses Analyzed$2K - $5M Startup CostsUp to 85% Profit MarginsUpdated WeeklyReal Revenue DataAcquisition Multiples Tracked345 Boring Businesses Analyzed$2K - $5M Startup CostsUp to 85% Profit MarginsUpdated WeeklyReal Revenue DataAcquisition Multiples Tracked345 Boring Businesses Analyzed$2K - $5M Startup CostsUp to 85% Profit MarginsUpdated WeeklyReal Revenue DataAcquisition Multiples Tracked345 Boring Businesses Analyzed$2K - $5M Startup CostsUp to 85% Profit MarginsUpdated WeeklyReal Revenue DataAcquisition Multiples Tracked
Service
76
/100 score
Excellent

Gutter Cleaning & Guards

Six jobs a day, six months a year — the numbers work

Gutter cleaning is one of the most underrated service businesses. It takes 30-60 minutes per house, charges $150-$350 per visit, and books itself on an annual cycle. The real money is the upsell: gutter guard installations at $1,500-$4,000 per home. Solo operators regularly earn $150K+ working alone, and the business scales easily with a second crew.

Avg Revenue

$150K

Profit Margin

50%

Acquisition Multiple

1.5x - 2.5x

Startup Cost

$3K - $20K

Difficulty

1/5

How It Works

Customers book annually, usually in fall and spring. You clean debris from gutters, flush downspouts, and check for damage. Each house takes 30-60 minutes at $150-$350. Upsell gutter guard systems ($1,500-$4,000) to eliminate the need for future cleaning — high-margin installation jobs.

Revenue Range

Low End
$60K
Typical
$150K
High End
$350K

Real Acquisitions in This Category

SBA 7(a) change-of-ownership loans · NAICS 561790 · Other Services to Buildings and Dwellings

Deals tracked
167
55 in last 24 mo
Median loan
$450K
$250K–$999K p25/p75
Implied deal size
$529K
median · ~85% LTV
Charge-off rate
4.0%
of loans that finished

Deal Size Distribution

<$150K
21
$150K–500K
67
$500K–1M
37
$1M–2M
34
>$2M
8

Deal Flow Over Time

Deals per year · median loan
$337K
2020
23
$390K
2021
26
$481K
2022
20
$350K
2023
23
$834K
2024
33
$705K
2025
38
$1.5M
2026
4
12-month momentum
-51.4%
deal volume vs prior 12 mo
Median loan Δ
-52.4%
18 recent · 37 prior

Financing Profile

Median rate
10.25%
7% fixed · last 24 mo
Median term
120 mo
standard 10-yr
Collateralized
97%
of loans secured
Median jobs
7
supported per deal
Top lenders in this space
Live Oak Banking Company22
The Huntington National Bank9
Customers Bank7
Stearns Bank National Association5
Columbia Bank5
Where deals happen
TX19
CA17
FL17
AZ11
OH9
WA6
IL6
CO6
GA5
MA5
Franchise vs independent
Franchised acquisitions finance at $350K median vs $487K for independents — a -28% franchise discount. Franchises make up 20% of deals tracked.

Recent Comparable Deals

ClosedStateLoanImplied dealJobsFranchise
Dec 2025IL$3.0M$3.5M24
Nov 2025MN$75K$88K2
Nov 2025OH$3.2M$3.8M21
Nov 2025OH$125K$147K21
Sep 2025FL$285K$335K4
Sep 2025MA$250K$294K
Aug 2025TN$305K$359K2
Aug 2025OH$865K$1.0M4
Aug 2025UT$350K$412K4Painter1
Jul 2025WI$1.3M$1.5M25
Volume rank #45/534Deal-size rank #424/534Momentum rank #267p90 loan: $1.7MData as of Dec 2025

Source: SBA 7(a) FOIA dataset, filtered to acquisitions (loans where business age is "Change of Ownership"). Implied deal size assumes an 85% loan-to-purchase ratio, a common SBA change-of-ownership structure. Charge-off rate shown only when 10+ loans have resolved (paid in full or charged off). Interest rates reflect last 24 months only. Actual deal values vary with equity injections, seller financing, and working capital terms.

Pros

  • +Under $5K to start — ladder, blower, and truck
  • +Built-in annual rebook cycle — customers call you every year
  • +Gutter guard installs are $1,500-$4,000 per home at 50% margins
  • +Easy to market — neighbors see you on the ladder

Cons

  • -Height and ladder safety are real risks
  • -Seasonal peaks in fall (leaves) and spring (debris)
  • -Low barrier to entry — easy to undercut on price

Best For

Entry-level entrepreneurs who want to start earning this weekend with almost no capital

Operating Costs

Costs are minimal: ladder, safety harness, blower or wet-vac, truck, insurance (critical), and marketing. Owner-operators keep most revenue. Gutter guard materials cost 30-40% of installation revenue.

SBA Financing Estimator

Adjust the deal — see if it cash flows after debt service

+$234/mo
after debt service
Deal price — $530K
Range: $150K (1.5×) to $530K (2.5×+)
Down payment — 15% ($80K)
SBA minimum equity injection is 10% for change-of-ownership
Interest rate — 10.25%
SBA median for this category: 10.3%
Loan term — 10 years (120 mo)
SBA median for this category: 120 months
Down payment
$80K
15% equity injection
Loan amount
$451K
85% SBA-financed
Monthly payment
$6K/mo
$271K total interest
Monthly profit
$6K/mo
at 50% margin
Monthly cash flow after debt service
+$234/mo
Down payment paid back in ~340 months — long horizon

Estimates only. Excludes owner compensation, capex, working capital draws, and taxes. Margin assumes average occupancy and volume. Actual SBA terms vary by lender and borrower profile.

Where to Buy

BizBuySell

Find gutter and exterior cleaning businesses for sale

BizQuest

Browse home exterior service businesses

76/100Excellent

Acquisition Score

Profit margin
30/30
Entry multiple
29/25
Market depth
7/20
Risk (charge-off)
9/15
Deal momentum
0/10

Scores margin (30), entry multiple (25), SBA market depth (20), category risk (15), and deal momentum (10). Higher = better acquisition candidate.

Quick Facts

Category
service
Difficulty
1/5
Buy price
$225K$375K

Get the full breakdown in your inbox

Weekly boring business breakdowns

Get notified when high-margin businesses hit the market

Buy a gutter cleaning & guards
via BizBuySell
See listings →