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345 Boring Businesses Analyzed$2K - $5M Startup CostsUp to 85% Profit MarginsUpdated WeeklyReal Revenue DataAcquisition Multiples Tracked345 Boring Businesses Analyzed$2K - $5M Startup CostsUp to 85% Profit MarginsUpdated WeeklyReal Revenue DataAcquisition Multiples Tracked345 Boring Businesses Analyzed$2K - $5M Startup CostsUp to 85% Profit MarginsUpdated WeeklyReal Revenue DataAcquisition Multiples Tracked345 Boring Businesses Analyzed$2K - $5M Startup CostsUp to 85% Profit MarginsUpdated WeeklyReal Revenue DataAcquisition Multiples Tracked
Route
52
/100 score
Strong

Non-Emergency Medical Transport (NEMT)

55 million Americans need rides to dialysis, chemo, and doctor's appointments — and Medicaid pays

Non-emergency medical transportation (NEMT) companies provide scheduled rides to medical appointments for elderly, disabled, and Medicaid-eligible patients. The federal government mandates Medicaid covers transportation to medical care — meaning the state pays per trip, creating a reliable government-backed revenue stream. A 5-vehicle operation can generate $500K–$800K annually. The aging U.S. population (10,000 Boomers turning 65 every day) is a permanent demand tailwind.

Avg Revenue

$400K

Profit Margin

20%

Acquisition Multiple

1.5x - 2.5x

Startup Cost

$30K - $120K

Difficulty

3/5

How It Works

NEMT companies contract with state Medicaid brokers (or directly with Medicaid) to provide rides. Drivers transport patients to dialysis centers, cancer treatments, and specialist appointments. Revenue is $30–$56 per vehicle per day on the low end, scaling to $2,500–$4,700/month per vehicle. Adding vehicles is the primary growth lever.

Revenue Range

Low End
$150K
Typical
$400K
High End
$800K

Real Acquisitions in This Category

SBA 7(a) change-of-ownership loans · NAICS 485991 · Special Needs Transportation

Deals tracked
24
9 in last 24 mo
Median loan
$719K
$458K–$1.1M p25/p75
Implied deal size
$846K
median · ~85% LTV
Charge-off rate
not enough resolved loans

Deal Size Distribution

<$150K
1
$150K–500K
7
$500K–1M
8
$1M–2M
5
>$2M
3

Deal Flow Over Time

Deals per year · median loan
$650K
2020
7
$737K
2021
2
$1.0M
2022
1
$788K
2023
1
$495K
2024
5
$714K
2025
8
12-month momentum
-20.0%
deal volume vs prior 12 mo
Median loan Δ
-12.9%
4 recent · 5 prior

Financing Profile

Median rate
10.25%
11% fixed · last 24 mo
Median term
120 mo
standard 10-yr
Collateralized
100%
of loans secured
Median jobs
16
supported per deal
Top lenders in this space
Live Oak Banking Company3
The Huntington National Bank2
Hanmi Bank1
The Peshtigo National Bank1
OakStar Bank1
Where deals happen
FL4
CA3
IL3
SC2
VA2
WI1
KS1
NC1
ID1
NJ1

Recent Comparable Deals

ClosedStateLoanImplied dealJobsFranchise
Sep 2025SC$1.3M$1.5M21
Sep 2025SC$100K$118K21
Sep 2025MO$510K$600K11
Jul 2025MA$1.1M$1.3M2
Mar 2025KS$918K$1.1M
Mar 2025OH$458K$539K13
Feb 2025IL$1.9M$2.2M16
Dec 2024IL$459K$540K12
Jun 2024IL$2.9M$3.4M54
Apr 2024FL$1.2M$1.4M11
Volume rank #220/534Deal-size rank #251/534Momentum rank #141p90 loan: $1.9MData as of Dec 2025

Source: SBA 7(a) FOIA dataset, filtered to acquisitions (loans where business age is "Change of Ownership"). Implied deal size assumes an 85% loan-to-purchase ratio, a common SBA change-of-ownership structure. Charge-off rate shown only when 10+ loans have resolved (paid in full or charged off). Interest rates reflect last 24 months only. Actual deal values vary with equity injections, seller financing, and working capital terms.

Pros

  • +Government (Medicaid) is the primary payer — low collection risk
  • +Aging population creates permanent, growing demand
  • +Low startup cost — used wheelchair vans start at $15K–$40K
  • +Essential service with minimal competition in underserved areas

Cons

  • -Medicaid reimbursement rates are low and vary by state
  • -Driver turnover is high — difficult to retain reliable staff
  • -Significant compliance and state licensing requirements

Best For

Community-oriented operators with patience for government contracting and compliance

Operating Costs

Driver wages and fuel are 60–70% of revenue. Other costs: vehicle insurance (high for medical transport), maintenance, dispatch software, and state licensing fees.

SBA Financing Estimator

Adjust the deal — see if it cash flows after debt service

$-2982/mo
after debt service
Deal price — $850K
Range: $400K (1.5×) to $1.4M (2.5×+)
Down payment — 15% ($128K)
SBA minimum equity injection is 10% for change-of-ownership
Interest rate — 10.25%
SBA median for this category: 10.3%
Loan term — 10 years (120 mo)
SBA median for this category: 120 months
Down payment
$128K
15% equity injection
Loan amount
$723K
85% SBA-financed
Monthly payment
$10K/mo
$435K total interest
Monthly profit
$7K/mo
at 20% margin
Monthly cash flow after debt service
$-2982/mo
Margin does not cover debt service at these terms. Lower the deal price, increase the down payment, or extend the loan term.

Estimates only. Excludes owner compensation, capex, working capital draws, and taxes. Margin assumes average occupancy and volume. Actual SBA terms vary by lender and borrower profile.

Where to Buy

BizBuySell

Find NEMT and medical transport businesses for sale

BizQuest

Browse transportation business acquisition opportunities

52/100Strong

Acquisition Score

Profit margin
13/30
Entry multiple
29/25
Market depth
1/20
Risk (charge-off)
8/15
Deal momentum
0/10

Scores margin (30), entry multiple (25), SBA market depth (20), category risk (15), and deal momentum (10). Higher = better acquisition candidate.

Quick Facts

Category
route
Difficulty
3/5
Buy price
$600K$1.0M

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