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BIZBITE
345 Boring Businesses Analyzed$2K - $5M Startup CostsUp to 85% Profit MarginsUpdated WeeklyReal Revenue DataAcquisition Multiples Tracked345 Boring Businesses Analyzed$2K - $5M Startup CostsUp to 85% Profit MarginsUpdated WeeklyReal Revenue DataAcquisition Multiples Tracked345 Boring Businesses Analyzed$2K - $5M Startup CostsUp to 85% Profit MarginsUpdated WeeklyReal Revenue DataAcquisition Multiples Tracked345 Boring Businesses Analyzed$2K - $5M Startup CostsUp to 85% Profit MarginsUpdated WeeklyReal Revenue DataAcquisition Multiples Tracked
Service
70
/100 score
Strong

Auto Glass / Windshield Repair

Insurance pays the bill — your customer has zero reason to say no

Auto glass businesses repair chips and replace cracked windshields. The killer angle: in most states, windshield replacement is fully covered by comprehensive auto insurance with no deductible. That means 90%+ of customers pay nothing out of pocket. You bill the insurance carrier directly at $350-$700 per replacement. Zero price resistance. A mobile van does 6-10 jobs a day.

Avg Revenue

$220K

Profit Margin

45%

Acquisition Multiple

2x - 3.5x

Startup Cost

$15K - $60K

Difficulty

2/5

How It Works

Customers call or book online after chipping or cracking their windshield. You dispatch a mobile technician (or they visit a shop) to perform the repair ($50-$100) or replacement ($300-$700). You handle insurance billing directly. Shops also build contracts with auto dealers, fleet operators, and body shops for steady commercial volume.

Revenue Range

Low End
$80K
Typical
$220K
High End
$600K

Real Acquisitions in This Category

SBA 7(a) change-of-ownership loans · NAICS 811122 · Automotive Glass Replacement Shops

Deals tracked
40
14 in last 24 mo
Median loan
$547K
$162K–$1.0M p25/p75
Implied deal size
$644K
median · ~85% LTV
Charge-off rate
not enough resolved loans

Deal Size Distribution

<$150K
5
$150K–500K
13
$500K–1M
10
$1M–2M
10
>$2M
2

Deal Flow Over Time

Deals per year · median loan
$1.1M
2020
4
$372K
2021
6
$248K
2022
8
$760K
2023
4
$658K
2024
8
$772K
2025
7
$100K
2026
3
12-month momentum
+0.0%
deal volume vs prior 12 mo
Median loan Δ
-10.2%
7 recent · 7 prior

Financing Profile

Median rate
10.00%
7% fixed · last 24 mo
Median term
120 mo
standard 10-yr
Collateralized
95%
of loans secured
Median jobs
6
supported per deal
Top lenders in this space
Live Oak Banking Company5
Zions Bank, A Division of3
First Internet Bank of Indiana2
Celtic Bank Corporation2
BankVista2
Where deals happen
CA9
TX3
AZ3
CO3
MI2
MN2
FL2
OH1
AL1
OR1
Franchise vs independent
Franchised acquisitions finance at $485K median vs $583K for independents — a -17% franchise discount. Franchises make up 18% of deals tracked.

Recent Comparable Deals

ClosedStateLoanImplied dealJobsFranchise
Dec 2025CA$10K$12K6
Dec 2025CA$100K$118K6
Dec 2025FL$575K$677K5
Sep 2025CA$253K$298K1
Jul 2025AL$1.3M$1.5M2
May 2025FL$975K$1.1M155
Apr 2025CA$1.0M$1.2M4
Jan 2025CO$501K$589K7
Dec 2024UT$738K$868K3Novus Glass
Dec 2024VA$772K$908K6Glass Doctor
Volume rank #151/534Deal-size rank #349/534Momentum rank #84p90 loan: $1.3MData as of Dec 2025

Source: SBA 7(a) FOIA dataset, filtered to acquisitions (loans where business age is "Change of Ownership"). Implied deal size assumes an 85% loan-to-purchase ratio, a common SBA change-of-ownership structure. Charge-off rate shown only when 10+ loans have resolved (paid in full or charged off). Interest rates reflect last 24 months only. Actual deal values vary with equity injections, seller financing, and working capital terms.

Pros

  • +Insurance-covered jobs mean customers never push back on price
  • +Mobile model eliminates shop lease overhead
  • +Fleet and dealership contracts create predictable recurring volume
  • +Low skill ceiling — technicians can be trained in 1-2 weeks

Cons

  • -Insurance reimbursement rates have been declining gradually
  • -Requires relationships with insurance networks (TPA agreements)
  • -Parts inventory management and windshield storage take space

Best For

Customer-acquisition-focused operators who can build insurance and fleet relationships

Operating Costs

Major costs include windshield glass inventory (largest COGS), technician wages, mobile van fuel and maintenance, insurance, and billing software. Mobile operators eliminate rent entirely.

SBA Financing Estimator

Adjust the deal — see if it cash flows after debt service

+$1K/mo
after debt service
Deal price — $640K
Range: $330K (2×) to $990K (3.5×+)
Down payment — 15% ($96K)
SBA minimum equity injection is 10% for change-of-ownership
Interest rate — 10.00%
SBA median for this category: 10.0%
Loan term — 10 years (120 mo)
SBA median for this category: 120 months
Down payment
$96K
15% equity injection
Loan amount
$544K
85% SBA-financed
Monthly payment
$7K/mo
$319K total interest
Monthly profit
$8K/mo
at 45% margin
Monthly cash flow after debt service
+$1K/mo
Down payment paid back in ~91 months — long horizon

Estimates only. Excludes owner compensation, capex, working capital draws, and taxes. Margin assumes average occupancy and volume. Actual SBA terms vary by lender and borrower profile.

Where to Buy

BizBuySell

Find auto glass and windshield repair businesses for sale

BizQuest

Browse automotive service businesses including glass repair

70/100Strong

Acquisition Score

Profit margin
30/30
Entry multiple
25/25
Market depth
2/20
Risk (charge-off)
8/15
Deal momentum
5/10

Scores margin (30), entry multiple (25), SBA market depth (20), category risk (15), and deal momentum (10). Higher = better acquisition candidate.

Quick Facts

Category
service
Difficulty
2/5
Buy price
$440K$770K

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