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BIZBITE
345 Boring Businesses Analyzed$2K - $5M Startup CostsUp to 85% Profit MarginsUpdated WeeklyReal Revenue DataAcquisition Multiples Tracked345 Boring Businesses Analyzed$2K - $5M Startup CostsUp to 85% Profit MarginsUpdated WeeklyReal Revenue DataAcquisition Multiples Tracked345 Boring Businesses Analyzed$2K - $5M Startup CostsUp to 85% Profit MarginsUpdated WeeklyReal Revenue DataAcquisition Multiples Tracked345 Boring Businesses Analyzed$2K - $5M Startup CostsUp to 85% Profit MarginsUpdated WeeklyReal Revenue DataAcquisition Multiples Tracked
Service
68
/100 score
Strong

Mobile Oil Change

Drive to the customer, not the other way around

Mobile oil change services go directly to customers at their home or office, eliminating the need for them to visit a shop. A van equipped with oil, filters, and basic tools is all you need. Fleet contracts with businesses that have company vehicles provide steady recurring revenue.

Avg Revenue

$150K

Profit Margin

42%

Acquisition Multiple

1.5x - 3x

Startup Cost

$10K - $50K

Difficulty

2/5

How It Works

You equip a van with oil, filters, and tools. Customers book appointments online or by phone. You drive to their location and perform the oil change in 20-30 minutes. Fleet accounts (property managers, delivery companies, dealerships) are the most profitable segment.

Revenue Range

Low End
$60K
Typical
$150K
High End
$350K

Real Acquisitions in This Category

SBA 7(a) change-of-ownership loans · NAICS 811198 · All Other Automotive Repair and Maintenance

Deals tracked
61
20 in last 24 mo
Median loan
$509K
$200K–$1.2M p25/p75
Implied deal size
$598K
median · ~85% LTV
Charge-off rate
not enough resolved loans

Deal Size Distribution

<$150K
10
$150K–500K
19
$500K–1M
14
$1M–2M
10
>$2M
8

Deal Flow Over Time

Deals per year · median loan
$719K
2020
6
$492K
2021
12
$700K
2022
9
$250K
2023
7
$385K
2024
15
$1.0M
2025
9
$576K
2026
3
12-month momentum
-57.1%
deal volume vs prior 12 mo
Median loan Δ
-32.5%
6 recent · 14 prior

Financing Profile

Median rate
9.62%
15% fixed · last 24 mo
Median term
120 mo
standard 10-yr
Collateralized
98%
of loans secured
Median jobs
8
supported per deal
Top lenders in this space
The Huntington National Bank7
Live Oak Banking Company7
Centennial Bank4
Renasant Bank2
Old National Bank2
Where deals happen
FL6
TX6
MN6
MO6
CO5
GA4
IN4
OH4
CA4
WA2
Franchise vs independent
Franchised acquisitions finance at $1.1M median vs $475K for independents — a +126% franchise premium. Franchises make up 16% of deals tracked.

Recent Comparable Deals

ClosedStateLoanImplied dealJobsFranchise
Dec 2025TX$2.1M$2.5M13Supreme Wraps
Nov 2025CO$50K$59K8
Nov 2025CO$576K$677K8
Jul 2025TX$150K$177K5
Jul 2025TX$2.0M$2.4M5
Apr 2025MI$890K$1.0M15
Apr 2025VT$200K$235K16
Apr 2025AZ$1.5M$1.7M14
Feb 2025IN$1.2M$1.4M15Big O Tires
Feb 2025CA$1.0M$1.2M12
Volume rank #111/534Deal-size rank #370/534Momentum rank #278p90 loan: $2.0MData as of Dec 2025

Source: SBA 7(a) FOIA dataset, filtered to acquisitions (loans where business age is "Change of Ownership"). Implied deal size assumes an 85% loan-to-purchase ratio, a common SBA change-of-ownership structure. Charge-off rate shown only when 10+ loans have resolved (paid in full or charged off). Interest rates reflect last 24 months only. Actual deal values vary with equity injections, seller financing, and working capital terms.

Pros

  • +Very low startup cost — a van and supplies is all you need
  • +No shop lease or overhead
  • +Fleet contracts provide predictable recurring revenue
  • +Convenience factor commands premium pricing over quick-lube shops

Cons

  • -Limited by geography and drive time between appointments
  • -Weather can impact outdoor work
  • -Building fleet accounts takes time and sales effort

Best For

Mechanically inclined entrepreneurs who want low overhead and personal service

Operating Costs

Costs include oil and filter inventory, van fuel and maintenance, insurance, scheduling software, and marketing. Most operators are owner-operated initially.

SBA Financing Estimator

Adjust the deal — see if it cash flows after debt service

$-1349/mo
after debt service
Deal price — $600K
Range: $150K (1.5×) to $600K (3×+)
Down payment — 15% ($90K)
SBA minimum equity injection is 10% for change-of-ownership
Interest rate — 9.50%
SBA median for this category: 9.6%
Loan term — 10 years (120 mo)
SBA median for this category: 120 months
Down payment
$90K
15% equity injection
Loan amount
$510K
85% SBA-financed
Monthly payment
$7K/mo
$282K total interest
Monthly profit
$5K/mo
at 42% margin
Monthly cash flow after debt service
$-1349/mo
Margin does not cover debt service at these terms. Lower the deal price, increase the down payment, or extend the loan term.

Estimates only. Excludes owner compensation, capex, working capital draws, and taxes. Margin assumes average occupancy and volume. Actual SBA terms vary by lender and borrower profile.

Where to Buy

BizBuySell

Find mobile automotive service businesses

BizQuest

Browse automotive service businesses for sale

68/100Strong

Acquisition Score

Profit margin
28/30
Entry multiple
29/25
Market depth
3/20
Risk (charge-off)
8/15
Deal momentum
0/10

Scores margin (30), entry multiple (25), SBA market depth (20), category risk (15), and deal momentum (10). Higher = better acquisition candidate.

Quick Facts

Category
service
Difficulty
2/5
Buy price
$225K$450K

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