Mobile Oil Change
Drive to the customer, not the other way around
Bottom line
Strong cash-flow candidate with manageable operations.
Mobile oil change services go directly to customers at their home or office, eliminating the need for them to visit a shop. A van equipped with oil, filters, and basic tools is all you need. Fleet contracts with businesses that have company vehicles provide steady recurring revenue.
How It Works
You equip a van with oil, filters, and tools. Customers book appointments online or by phone. You drive to their location and perform the oil change in 20-30 minutes. Fleet accounts (property managers, delivery companies, dealerships) are the most profitable segment.
BizBite verdict
Worth underwriting
Mobile Oil Change has enough high-level data for a first look, but BizBite has not assigned a category-specific operating model yet. Treat the score as preliminary.
Why it may work
- +Attractive 42% estimated margin profile
- +SBA dataset shows 21 recent comparable loans
Be careful
- !Source link status has not been verified yet
- !No last-checked date yet
- !No category operating model yet
SBA 7(a) data
Real acquisitions in this category
Change-of-ownership loans · NAICS 811198 · All Other Automotive Repair and Maintenance
Deal size distribution
Deal flow over time
Financing profile
Franchise vs independent
Franchised acquisitions finance at $1.1M median vs $475K for independents — a +126% franchise premium. Franchises make up 16% of deals tracked.
Recent comparable deals
| Closed | State | Loan | Implied deal |
|---|---|---|---|
| Mar 2026 | MO | $1.3M | $1.5M |
| Feb 2026 | MS | $350K | $412K |
| Dec 2025 | TX | $2.1M | $2.5M |
| Nov 2025 | CO | $50K | $59K |
| Nov 2025 | CO | $576K | $677K |
| Jul 2025 | TX | $2.0M | $2.4M |
| Jul 2025 | TX | $150K | $177K |
| Apr 2025 | MI | $890K | $1.0M |
| Apr 2025 | VT | $200K | $235K |
| Apr 2025 | AZ | $1.5M | $1.7M |
Source: SBA 7(a) FOIA dataset, filtered to acquisitions (loans where business age is "Change of Ownership"). Implied deal size assumes an 85% loan-to-purchase ratio, a common SBA change-of-ownership structure. Charge-off rate shown only when 10+ loans have resolved (paid in full or charged off). Interest rates reflect last 24 months only. Actual deal values vary with equity injections, seller financing, and working capital terms.
Deal Calculator
Priced off $63K SDE — can this deal service its own debt?
SDE = revenue × margin estimate for this niche; it includes owner compensation, so budget your salary out of cash flow. Excludes working-capital injection, capex reserves, and taxes. Actual SBA terms vary by lender and borrower.
Pros
- +Very low startup cost — a van and supplies is all you need
- +No shop lease or overhead
- +Fleet contracts provide predictable recurring revenue
- +Convenience factor commands premium pricing over quick-lube shops
Cons
- -Limited by geography and drive time between appointments
- -Weather can impact outdoor work
- -Building fleet accounts takes time and sales effort
Best For
Mechanically inclined entrepreneurs who want low overhead and personal service
Operating Costs
Costs include oil and filter inventory, van fuel and maintenance, insurance, scheduling software, and marketing. Most operators are owner-operated initially.
Where to Buy
Find mobile automotive service businesses
Browse automotive service businesses for sale
Buyer's Toolkit
Essential tools to get started
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Largest business-for-sale marketplace in the US
SBA loans and business acquisition financing — get funded fast
ROBS financing — use retirement funds to buy a business tax-free
Bookkeeping for small business owners — hands-off financials
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