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345 Boring Businesses Analyzed$2K - $5M Startup CostsUp to 85% Profit MarginsUpdated WeeklyReal Revenue DataAcquisition Multiples Tracked345 Boring Businesses Analyzed$2K - $5M Startup CostsUp to 85% Profit MarginsUpdated WeeklyReal Revenue DataAcquisition Multiples Tracked345 Boring Businesses Analyzed$2K - $5M Startup CostsUp to 85% Profit MarginsUpdated WeeklyReal Revenue DataAcquisition Multiples Tracked345 Boring Businesses Analyzed$2K - $5M Startup CostsUp to 85% Profit MarginsUpdated WeeklyReal Revenue DataAcquisition Multiples Tracked
Service
66
/100 score
Strong

Locksmith Business

A 5-minute job that pays $300. Every hour of every day.

Locksmiths respond to lockouts, rekey locks, install high-security hardware, and provide automotive key programming. The business model has one extraordinary characteristic: emergency lockout calls — the highest-frequency job — take 3-8 minutes and charge $150-$400. That's an effective labor rate that rivals surgeons. The $2.6 billion US locksmith industry is highly fragmented, with 80%+ of operators being solo practitioners. A van-based operator in a mid-size city can run 8-12 calls per day and generate $150K-$350K in annual revenue at 40-50% net margins. No storefront needed. No inventory beyond picks, blanks, and a key programmer.

Avg Revenue

$200K

Profit Margin

42%

Acquisition Multiple

1.5x - 2.5x

Startup Cost

$10K - $45K

Difficulty

2/5

How It Works

Calls come in from people locked out of homes, cars, and businesses. You respond, pick or bypass the lock, and charge a service fee. Commercial work (rekeying buildings, installing high-security locks, access control systems) provides larger tickets and recurring relationships with property managers. Auto key programming is a growing, high-margin vertical as modern key fobs and transponders can't be duplicated cheaply.

Revenue Range

Low End
$80K
Typical
$200K
High End
$450K

Real Acquisitions in This Category

SBA 7(a) change-of-ownership loans · NAICS 561622 · Locksmiths

Deals tracked
23
7 in last 24 mo
Median loan
$500K
$227K–$1.0M p25/p75
Implied deal size
$588K
median · ~85% LTV
Charge-off rate
not enough resolved loans

Deal Size Distribution

<$150K
4
$150K–500K
7
$500K–1M
5
$1M–2M
2
>$2M
5

Deal Flow Over Time

Deals per year · median loan
$250K
2020
5
$500K
2021
3
$2.3M
2022
3
$725K
2023
5
$276K
2024
1
$314K
2025
6
12-month momentum
-25.0%
deal volume vs prior 12 mo
Median loan Δ
+78.9%
3 recent · 4 prior

Financing Profile

Median rate
10.00%
0% fixed · last 24 mo
Median term
120 mo
standard 10-yr
Collateralized
87%
of loans secured
Median jobs
5
supported per deal
Top lenders in this space
Western Alliance Bank2
Live Oak Banking Company2
Gesa CU2
Customers Bank2
Eastern Bank1
Where deals happen
WA3
FL2
NV2
OH2
OR2
NH2
MA1
IL1
CA1
NM1

Recent Comparable Deals

ClosedStateLoanImplied dealJobsFranchise
Sep 2025WA$845K$994K8
Sep 2025WA$125K$147K8
Aug 2025FL$450K$529K8
Jan 2025WA$180K$212K3
Dec 2024TX$227K$267K3
Nov 2024NM$400K$471K4
May 2024NJ$276K$325K5
Sep 2023NH$1.4M$1.7M5
Sep 2023NH$350K$412K5
Jul 2023OR$725K$853K6
Volume rank #228/534Deal-size rank #389/534Momentum rank #152p90 loan: $2.3MData as of Dec 2025

Source: SBA 7(a) FOIA dataset, filtered to acquisitions (loans where business age is "Change of Ownership"). Implied deal size assumes an 85% loan-to-purchase ratio, a common SBA change-of-ownership structure. Charge-off rate shown only when 10+ loans have resolved (paid in full or charged off). Interest rates reflect last 24 months only. Actual deal values vary with equity injections, seller financing, and working capital terms.

Pros

  • +Emergency calls generate $150-$400 for 3-8 minutes of work
  • +Auto key programming is a rapidly growing and underserved market
  • +Extremely low startup cost — under $20K for tools and first van
  • +No storefront required — fully mobile, low overhead

Cons

  • -On-call requirements include nights and weekends for emergency work
  • -Licensing requirements vary significantly by state
  • -Market flooded with lead-gen scam companies that damage industry reputation

Best For

Detail-oriented operators who want high effective hourly rates with minimal capital

Operating Costs

Primary costs are a van, lock pick sets ($500-$2,000), key cutting machine ($1,500-$5,000), auto transponder programmer ($1,000-$3,000), blank keys inventory, insurance, and Google Ads for local emergency traffic. Very low ongoing overhead makes 40%+ margins achievable.

SBA Financing Estimator

Adjust the deal — see if it cash flows after debt service

+$373/mo
after debt service
Deal price — $590K
Range: $200K (1.5×) to $700K (2.5×+)
Down payment — 15% ($89K)
SBA minimum equity injection is 10% for change-of-ownership
Interest rate — 10.00%
SBA median for this category: 10.0%
Loan term — 10 years (120 mo)
SBA median for this category: 120 months
Down payment
$89K
15% equity injection
Loan amount
$502K
85% SBA-financed
Monthly payment
$7K/mo
$294K total interest
Monthly profit
$7K/mo
at 42% margin
Monthly cash flow after debt service
+$373/mo
Down payment paid back in ~238 months — long horizon

Estimates only. Excludes owner compensation, capex, working capital draws, and taxes. Margin assumes average occupancy and volume. Actual SBA terms vary by lender and borrower profile.

Where to Buy

BizBuySell

Find locksmith businesses and routes for sale

BizQuest

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66/100Strong

Acquisition Score

Profit margin
28/30
Entry multiple
29/25
Market depth
1/20
Risk (charge-off)
8/15
Deal momentum
0/10

Scores margin (30), entry multiple (25), SBA market depth (20), category risk (15), and deal momentum (10). Higher = better acquisition candidate.

Quick Facts

Category
service
Difficulty
2/5
Buy price
$300K$500K

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