¢
BIZBITE
345 Boring Businesses Analyzed$2K - $5M Startup CostsUp to 85% Profit MarginsUpdated WeeklyReal Revenue DataAcquisition Multiples Tracked345 Boring Businesses Analyzed$2K - $5M Startup CostsUp to 85% Profit MarginsUpdated WeeklyReal Revenue DataAcquisition Multiples Tracked345 Boring Businesses Analyzed$2K - $5M Startup CostsUp to 85% Profit MarginsUpdated WeeklyReal Revenue DataAcquisition Multiples Tracked345 Boring Businesses Analyzed$2K - $5M Startup CostsUp to 85% Profit MarginsUpdated WeeklyReal Revenue DataAcquisition Multiples Tracked
Service
68
/100 score
Strong

Chimney Sweep & Inspection

Mary Poppins energy. Steady cash flow.

Chimney sweeping has quietly become a high-demand compliance business. The National Fire Protection Association (NFPA 211) recommends annual chimney inspections, and most homeowner's insurance policies require documented chimney inspections before covering fireplace-related claims. With 50+ million wood-burning fireplaces in the US and gas fireplace permits surging since 2020, demand is structurally growing. Sweeps charge $150-$350 per inspection — and 80%+ of first-time customers rebook annually.

Avg Revenue

$220K

Profit Margin

40%

Acquisition Multiple

1.5x - 3.5x

Startup Cost

$8K - $40K

Difficulty

2/5

How It Works

You inspect and clean fireplaces, wood stoves, and flue systems for homeowners. A Level 1 inspection with sweep costs $150-$250. Level 2 inspections (required on home sales) run $250-$500. Repairs — relining flues, installing caps, fixing dampers — are high-margin add-ons averaging $500-$3,000. Most customers book annually, driven by insurance requirements and safety awareness. Fall is the peak season, but sales are year-round.

Revenue Range

Low End
$80K
Typical
$220K
High End
$500K

Real Acquisitions in This Category

SBA 7(a) change-of-ownership loans · NAICS 561790 · Other Services to Buildings and Dwellings

Deals tracked
167
55 in last 24 mo
Median loan
$450K
$250K–$999K p25/p75
Implied deal size
$529K
median · ~85% LTV
Charge-off rate
4.0%
of loans that finished

Deal Size Distribution

<$150K
21
$150K–500K
67
$500K–1M
37
$1M–2M
34
>$2M
8

Deal Flow Over Time

Deals per year · median loan
$337K
2020
23
$390K
2021
26
$481K
2022
20
$350K
2023
23
$834K
2024
33
$705K
2025
38
$1.5M
2026
4
12-month momentum
-51.4%
deal volume vs prior 12 mo
Median loan Δ
-52.4%
18 recent · 37 prior

Financing Profile

Median rate
10.25%
7% fixed · last 24 mo
Median term
120 mo
standard 10-yr
Collateralized
97%
of loans secured
Median jobs
7
supported per deal
Top lenders in this space
Live Oak Banking Company22
The Huntington National Bank9
Customers Bank7
Stearns Bank National Association5
Columbia Bank5
Where deals happen
TX19
CA17
FL17
AZ11
OH9
WA6
IL6
CO6
GA5
MA5
Franchise vs independent
Franchised acquisitions finance at $350K median vs $487K for independents — a -28% franchise discount. Franchises make up 20% of deals tracked.

Recent Comparable Deals

ClosedStateLoanImplied dealJobsFranchise
Dec 2025IL$3.0M$3.5M24
Nov 2025MN$75K$88K2
Nov 2025OH$3.2M$3.8M21
Nov 2025OH$125K$147K21
Sep 2025FL$285K$335K4
Sep 2025MA$250K$294K
Aug 2025TN$305K$359K2
Aug 2025OH$865K$1.0M4
Aug 2025UT$350K$412K4Painter1
Jul 2025WI$1.3M$1.5M25
Volume rank #45/534Deal-size rank #424/534Momentum rank #267p90 loan: $1.7MData as of Dec 2025

Source: SBA 7(a) FOIA dataset, filtered to acquisitions (loans where business age is "Change of Ownership"). Implied deal size assumes an 85% loan-to-purchase ratio, a common SBA change-of-ownership structure. Charge-off rate shown only when 10+ loans have resolved (paid in full or charged off). Interest rates reflect last 24 months only. Actual deal values vary with equity injections, seller financing, and working capital terms.

Pros

  • +Strong repeat business — insurance requirements drive annual rebooks
  • +High-margin repair upsells on nearly every job
  • +Low startup costs — a camera inspection system and brushes get you started
  • +Gas fireplace growth expanding the addressable market rapidly

Cons

  • -Seasonal revenue concentration in fall and early winter
  • -Physical work — confined spaces, soot, heights
  • -Certification (CSIA) adds credibility but requires training time

Best For

Operators who want a low-overhead service business with strong repeat rates and defensible local reputation

Operating Costs

Key costs include video inspection camera system ($1,500-$4,000), brushes and rods, a van, safety equipment, insurance, and CSIA certification training. Margins are 35-45% for solo operators after all costs.

SBA Financing Estimator

Adjust the deal — see if it cash flows after debt service

+$1K/mo
after debt service
Deal price — $530K
Range: $220K (1.5×) to $990K (3.5×+)
Down payment — 15% ($80K)
SBA minimum equity injection is 10% for change-of-ownership
Interest rate — 10.25%
SBA median for this category: 10.3%
Loan term — 10 years (120 mo)
SBA median for this category: 120 months
Down payment
$80K
15% equity injection
Loan amount
$451K
85% SBA-financed
Monthly payment
$6K/mo
$271K total interest
Monthly profit
$7K/mo
at 40% margin
Monthly cash flow after debt service
+$1K/mo
Down payment paid back in ~61 months

Estimates only. Excludes owner compensation, capex, working capital draws, and taxes. Margin assumes average occupancy and volume. Actual SBA terms vary by lender and borrower profile.

Where to Buy

BizBuySell

Find chimney and home inspection service businesses for sale

CSIA (Chimney Safety Institute of America)

Industry directory and certification body with business listings

68/100Strong

Acquisition Score

Profit margin
27/30
Entry multiple
25/25
Market depth
7/20
Risk (charge-off)
9/15
Deal momentum
0/10

Scores margin (30), entry multiple (25), SBA market depth (20), category risk (15), and deal momentum (10). Higher = better acquisition candidate.

Quick Facts

Category
service
Difficulty
2/5
Buy price
$330K$770K

Get the full breakdown in your inbox

Weekly boring business breakdowns

Get notified when high-margin businesses hit the market

Buy a chimney sweep & inspection
via BizBuySell
See listings →