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345 Boring Businesses Analyzed$2K - $5M Startup CostsUp to 85% Profit MarginsUpdated WeeklyReal Revenue DataAcquisition Multiples Tracked345 Boring Businesses Analyzed$2K - $5M Startup CostsUp to 85% Profit MarginsUpdated WeeklyReal Revenue DataAcquisition Multiples Tracked345 Boring Businesses Analyzed$2K - $5M Startup CostsUp to 85% Profit MarginsUpdated WeeklyReal Revenue DataAcquisition Multiples Tracked345 Boring Businesses Analyzed$2K - $5M Startup CostsUp to 85% Profit MarginsUpdated WeeklyReal Revenue DataAcquisition Multiples Tracked
Service
75
/100 score
Excellent

HOA Management Company

Manage emails, collect fees — $40K/month isn't unusual

HOA (Homeowners Association) management companies handle the day-to-day operations of residential communities: collecting dues, managing vendors, enforcing rules, and coordinating repairs. The model charges $50-$100 per 'door' (unit) per month. Sign 400 doors and you're billing $240K-$480K/year for what amounts to coordination, communication, and vendor relationships — not physical work.

Avg Revenue

$350K

Profit Margin

35%

Acquisition Multiple

2x - 4x

Startup Cost

$10K - $50K

Difficulty

3/5

How It Works

You sign management agreements with HOA boards (typically 1-3 year contracts). Responsibilities include collecting monthly dues, managing the association's budget, coordinating repairs with vendors, sending violation notices, and running board meetings. Revenue is a monthly per-door fee plus ancillary charges for special projects.

Revenue Range

Low End
$100K
Typical
$350K
High End
$1.0M

Real Acquisitions in This Category

SBA 7(a) change-of-ownership loans · NAICS 531311 · Residential Property Managers

Deals tracked
93
42 in last 24 mo
Median loan
$671K
$349K–$1.1M p25/p75
Implied deal size
$789K
median · ~85% LTV
Charge-off rate
0.0%
of loans that finished

Deal Size Distribution

<$150K
10
$150K–500K
23
$500K–1M
33
$1M–2M
18
>$2M
9

Deal Flow Over Time

Deals per year · median loan
$488K
2020
14
$766K
2021
10
$700K
2022
8
$601K
2023
11
$656K
2024
14
$800K
2025
29
$471K
2026
7
12-month momentum
+80.0%
deal volume vs prior 12 mo
Median loan Δ
+43.4%
27 recent · 15 prior

Financing Profile

Median rate
9.50%
12% fixed · last 24 mo
Median term
120 mo
standard 10-yr
Collateralized
98%
of loans secured
Median jobs
5
supported per deal
Top lenders in this space
Live Oak Banking Company14
The Huntington National Bank7
Byline Bank6
Brookline Bank, a Division of Beacon Bank and Trust4
UMB Bank, National Association3
Where deals happen
FL14
CA14
CO11
AZ6
MN4
WA3
MA3
OR3
TN3
ID3
Franchise vs independent
Franchised acquisitions finance at $600K median vs $671K for independents — a -11% franchise discount. Franchises make up 9% of deals tracked.

Recent Comparable Deals

ClosedStateLoanImplied dealJobsFranchise
Dec 2025TX$471K$554K4
Dec 2025OR$130K$153K3
Dec 2025NY$283K$333K3Real Property Management
Dec 2025CT$700K$824K10PMI
Nov 2025FL$1.1M$1.3M5
Nov 2025IN$2.5M$2.9M95
Nov 2025CO$100K$118K5
Sep 2025CA$1.8M$2.1M6
Sep 2025CA$1.9M$2.2M5Real Property Management
Sep 2025FL$1.2M$1.4M4
Volume rank #75/534Deal-size rank #275/534Momentum rank #37p90 loan: $1.8MData as of Dec 2025

Source: SBA 7(a) FOIA dataset, filtered to acquisitions (loans where business age is "Change of Ownership"). Implied deal size assumes an 85% loan-to-purchase ratio, a common SBA change-of-ownership structure. Charge-off rate shown only when 10+ loans have resolved (paid in full or charged off). Interest rates reflect last 24 months only. Actual deal values vary with equity injections, seller financing, and working capital terms.

Pros

  • +Pure management revenue — no physical labor
  • +1-3 year contracts create very sticky recurring revenue
  • +Each new community multiplies revenue without proportional cost
  • +Average 400-door management company earns $300K-$400K/year

Cons

  • -Dealing with difficult homeowners and board politics is constant
  • -Requires state licensing in many jurisdictions
  • -Reputation risk — one bad community can generate vocal complaints

Best For

Organized operators who can manage relationships, vendors, and finances simultaneously

Operating Costs

Costs include property management software ($200-$1,000/month), a small admin team as you scale, office or home office space, insurance, and licensing. Very low capital requirements relative to revenue.

SBA Financing Estimator

Adjust the deal — see if it cash flows after debt service

+$2K/mo
after debt service
Deal price — $790K
Range: $530K (2×) to $1.8M (4×+)
Down payment — 15% ($119K)
SBA minimum equity injection is 10% for change-of-ownership
Interest rate — 9.50%
SBA median for this category: 9.5%
Loan term — 10 years (120 mo)
SBA median for this category: 120 months
Down payment
$119K
15% equity injection
Loan amount
$672K
85% SBA-financed
Monthly payment
$9K/mo
$371K total interest
Monthly profit
$10K/mo
at 35% margin
Monthly cash flow after debt service
+$2K/mo
Down payment paid back in ~78 months — long horizon

Estimates only. Excludes owner compensation, capex, working capital draws, and taxes. Margin assumes average occupancy and volume. Actual SBA terms vary by lender and borrower profile.

Where to Buy

BizBuySell

Find HOA and property management companies for sale

BizQuest

Browse property management business acquisitions

75/100Excellent

Acquisition Score

Profit margin
23/30
Entry multiple
21/25
Market depth
6/20
Risk (charge-off)
15/15
Deal momentum
10/10

Scores margin (30), entry multiple (25), SBA market depth (20), category risk (15), and deal momentum (10). Higher = better acquisition candidate.

Quick Facts

Category
service
Difficulty
3/5
Buy price
$700K$1.4M

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