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BIZBITE

Fence Installation & Repair

Good fences make good bank accounts

Bottom line

Accessible entry point; validate local supply before buying.

Fence installation is a skilled trade with strong demand from both residential and commercial customers. New construction, privacy upgrades, pet containment, and storm damage repair all drive business. Average job tickets range from $3,000-$8,000 for residential installs, with commercial projects running much higher.

73
Acquisition score
Excellent

Avg Revenue

$400K

Profit Margin

27%

Acquisition Multiple

1.5x - 3.5x

Startup Cost

$15K - $100K

How It Works

Customers request quotes for fence installation or repair. You measure the property, provide a detailed estimate, and schedule the job. A crew of 2-4 installs the fence in 1-3 days depending on size and material (wood, vinyl, chain link, aluminum). Repair work fills gaps in the schedule.

Revenue Range

Low End
$150K
Typical
$400K
High End
$1.0M

BizBite underwriting snapshot

Watch / verify

Fence Installation & Repair has enough high-level data for a first look, but BizBite has not assigned a category-specific operating model yet. Treat the score as preliminary.

48
Speculative / 100
Data confidence
medium
52/100
Financing fit
medium

Category-level fit before lender-specific diligence.

Confidence cap
78

Weak source data caps the final score.

Why it may work

  • +SBA dataset shows 295 recent comparable loans

Be careful

  • !Source link status has not been verified yet
  • !No last-checked date yet
  • !No category operating model yet
  • !No category model yet

Real Acquisitions in This Category

SBA 7(a) change-of-ownership loans · NAICS 238990 · All Other Specialty Trade Contractors

Deals tracked
729
295 in last 24 mo
Median loan
$660K
$305K–$1.7M p25/p75
Implied deal size
$777K
median · ~85% LTV
Charge-off rate
not enough resolved loans

Deal Size Distribution

<$150K
66
$150K–500K
218
$500K–1M
158
$1M–2M
131
>$2M
156

Deal Flow Over Time

12-month momentum
-12.1%
deal volume vs prior 12 mo
Median loan Δ
+40.2%
138 recent · 157 prior

Financing Profile

Median rate
9.50%
19% fixed · last 24 mo
Median term
120 mo
standard 10-yr
Collateralized
0%
of loans secured
Median jobs
10
supported per deal
Top lenders in this space
The Huntington National Bank111
Live Oak Banking Company110
Old National Bank27
First Internet Bank of Indiana24
Beacon Bank and Trust19
Where deals happen
FL113
CA54
TX53
MN38
PA31
CO31
NC29
WA27
IL26
WI25
Franchise vs independent
Franchised acquisitions finance at $620K median vs $671K for independents — a -8% franchise discount. Franchises make up 8% of deals tracked.

Recent Comparable Deals

ClosedStateLoanImplied deal
Mar 2026TN$447K$526K
Mar 2026CA$350K$412K
Mar 2026VA$300K$353K
Mar 2026CO$545K$641K
Mar 2026MA$1.6M$1.9M
Mar 2026VA$4.2M$5.0M
Mar 2026NC$2.3M$2.7M
Mar 2026OH$25K$29K
Mar 2026OH$210K$247K
Mar 2026MN$855K$1.0M
Volume rank #6/544Deal-size rank #291/544Momentum rank #216p90 loan: $2.9MData as of Mar 2026

Source: SBA 7(a) FOIA dataset, filtered to acquisitions (loans where business age is "Change of Ownership"). Implied deal size assumes an 85% loan-to-purchase ratio, a common SBA change-of-ownership structure. Charge-off rate shown only when 10+ loans have resolved (paid in full or charged off). Interest rates reflect last 24 months only. Actual deal values vary with equity injections, seller financing, and working capital terms.

Pros

  • +High average ticket ($3K-$8K residential, more for commercial)
  • +Multiple material types reduce supply chain risk
  • +Storm damage creates urgent, high-margin repair demand
  • +Home improvement spending remains strong

Cons

  • -Physically demanding outdoor work
  • -Seasonal slowdown in northern climates
  • -Permit requirements vary by municipality

Best For

Trade-skilled operators who want high-ticket residential and commercial projects

Operating Costs

Material costs are 40-50% of project revenue. Other costs include crew wages, vehicle and equipment costs, insurance, permits, and marketing. Margins improve with volume discounts on materials.

SBA Financing Estimator

Adjust the deal — see if it cash flows after debt service

+$421/mo
after debt service
Deal price — $780K
Range: $400K (1.5×) to $1.8M (3.5×+)
Down payment — 15% ($117K)
SBA minimum equity injection is 10% for change-of-ownership
Interest rate — 9.50%
SBA median for this category: 9.5%
Loan term — 10 years (120 mo)
SBA median for this category: 120 months
Down payment
$117K
15% equity injection
Loan amount
$663K
85% SBA-financed
Monthly payment
$9K/mo
$366K total interest
Monthly profit
$9K/mo
at 27% margin
Monthly cash flow after debt service
+$421/mo
Down payment paid back in ~278 months — long horizon

Estimates only. Excludes owner compensation, capex, working capital draws, and taxes. Margin assumes average occupancy and volume. Actual SBA terms vary by lender and borrower profile.

Where to Buy

BizBuySell

Find fence and construction businesses for sale

BizQuest

Browse fencing and outdoor construction businesses

73/100Excellent

Acquisition Score

Profit margin
18/30
Entry multiple
25/25
Market depth
20/20
Risk (charge-off)
8/15
Deal momentum
2/10

Scores margin (30), entry multiple (25), SBA market depth (20), category risk (15), and deal momentum (10). Higher = better acquisition candidate.

Quick Facts

Category
service
Difficulty
3/5
Buy price
$600K$1.4M

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