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BIZBITE

Snow Removal & Plowing

Seasonal contracts pay whether it snows or not — weather risk flips to the client

Bottom line

Accessible entry point; validate local supply before buying.

Snow removal businesses plow driveways, parking lots, and commercial properties when it snows. The model has one brilliant structural feature: seasonal contracts. Commercial clients — shopping centers, apartment complexes, office parks, municipalities — pay a flat fee for the entire winter regardless of snowfall. When it doesn't snow, you collect anyway. When a single storm hits three times in a week, you run 24-hour operations and bank it. A single truck operator can earn $80K–$200K in a 4-month season in the snow belt, with 25–40% net margins. The business pairs perfectly with landscaping for a year-round revenue model.

Acquisition score
Margin · multiple · SBA data
77Excellent
Avg revenue
$250K/yr
$80K–$800K range
Profit margin
30%
~$75K SDE
Multiple
1.5–2.5×
of SDE
Est. buy price
$113K–$188K
startup: $20K–$100K

How It Works

Residential driveways are priced per push ($30–$75) or per season ($300–$600). Commercial lots — the real money — charge $150–$800 per visit depending on acreage, or $3,000–$15,000 for a seasonal contract. Operators respond to storms around the clock, routing their territory in a fixed sequence. Salt/ice melt application is a high-margin add-on at $100–$400 per application. Skid steers, loaders, and sidewalk crews can dramatically expand capacity and commercial contract eligibility.

BizBite verdict

Contact broker

Snow Removal & Plowing has enough high-level data for a first look, but BizBite has not assigned a category-specific operating model yet. Treat the score as preliminary.

77Excellent
medium data confidence · 52/100medium financing fit

Why it may work

  • +Attractive 30% estimated margin profile
  • +SBA dataset shows 212 recent comparable loans

Be careful

  • !Source link status has not been verified yet
  • !No last-checked date yet
  • !No category operating model yet

SBA 7(a) data

Real acquisitions in this category

Change-of-ownership loans · NAICS 561730 · Landscaping Services

Deals tracked
577
212 in last 24 mo
Median loan
$531K
$236K–$1.2M p25–p75
Implied deal size
$625K
median · ~85% LTV
Charge-off rate
not enough resolved loans

Deal size distribution

<$150K
99
$150K–500K
176
$500K–1M
127
$1M–2M
116
>$2M
59

Deal flow over time

12-month momentum
−39.4%
deal volume vs prior 12 mo
Median loan Δ
+61.0%
80 recent · 132 prior

Financing profile

Median rate
9.75%
15% fixed · last 24 mo
Median term
120 mo
standard 10-yr
Collateralized
0%
of loans secured
Median jobs
11
supported per deal
Top lenders in this space
The Huntington National Bank64
Live Oak Banking Company23
First Internet Bank of Indiana13
BayFirst National Bank12
Beacon Bank and Trust12
Where deals happen
FL83
PA30
TX30
MI27
CO26
MN26
CA24
UT21
OH19
AZ18

Recent comparable deals

ClosedStateLoanImplied deal
Mar 2026NY$135K$159K
Mar 2026NJ$150K$177K
Mar 2026NJ$1.4M$1.6M
Mar 2026CA$333K$392K
Mar 2026MN$83K$97K
Mar 2026IL$1.2M$1.4M
Mar 2026MA$100K$118K
Mar 2026FL$1.2M$1.4M
Feb 2026SC$480K$565K
Feb 2026IN$990K$1.2M
Volume rank #10/544Deal-size rank #366/544Momentum rank #298p90 loan: $2MData as of Mar 2026

Source: SBA 7(a) FOIA dataset, filtered to acquisitions (loans where business age is "Change of Ownership"). Implied deal size assumes an 85% loan-to-purchase ratio, a common SBA change-of-ownership structure. Charge-off rate shown only when 10+ loans have resolved (paid in full or charged off). Interest rates reflect last 24 months only. Actual deal values vary with equity injections, seller financing, and working capital terms.

Deal Calculator

Priced off $75K SDE — can this deal service its own debt?

3.54×
DSCR · Lender-comfortable
Purchase multiple — 2.0× SDE ($150K)
Category range: 1.5×–2.5× SDE
Down payment — 10% ($15K)
SBA minimum equity injection is 10% for change-of-ownership
Interest rate — 9.75%
SBA median for this category: 9.8%
Loan term — 10 years
SBA median for this category: 120 months
Purchase price
$150K
2.0× of $75K SDE
Cash to close
$20K
$15K down + ~3% closing
Debt service
$2K/mo
$21K/yr on $135K loan
Cash-on-cash
276%
cash back in ~5 mo
Debt service coverage · what the lender sees
3.54×+$4K/mo after debt
Most SBA lenders want ≥1.25× coverage; 1.5×+ is a strong file.

SDE = revenue × margin estimate for this niche; it includes owner compensation, so budget your salary out of cash flow. Excludes working-capital injection, capex reserves, and taxes. Actual SBA terms vary by lender and borrower.

Pros

  • +Seasonal contracts mean you get paid whether it snows or not — client absorbs weather risk
  • +High effective hourly rate: $150–$300/hr per truck during active plowing
  • +Pairs naturally with landscaping for 12-month revenue from the same client base
  • +Low competition: most competitors drop out after a few difficult storms

Cons

  • -Highly seasonal — all revenue concentrated in Nov–Mar in northern climates
  • -Equipment-intensive: plow trucks, salt spreaders, and backup gear add up
  • -Liability exposure is real — missed properties during a storm invite lawsuits

Best For

Landscaping operators adding winter revenue; owner-operators in northern markets willing to work nights during storms

Operating Costs

Primary costs: truck payment ($800–$2,000/mo), plow attachment ($4,000–$7,000), salt/sand material ($80–$200/ton), insurance (liability is expensive), and labor for large commercial routes. Solo operators keep 35–45% of revenue as net profit with owned equipment.

Where to Buy

BizBuySell

Find snow removal and landscaping businesses for sale across the snowbelt

BizQuest

Browse seasonal service businesses including snow plowing operations

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