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BIZBITE

Snow Removal & Plowing

Seasonal contracts pay whether it snows or not — weather risk flips to the client

Bottom line

Accessible entry point; validate local supply before buying.

Snow removal businesses plow driveways, parking lots, and commercial properties when it snows. The model has one brilliant structural feature: seasonal contracts. Commercial clients — shopping centers, apartment complexes, office parks, municipalities — pay a flat fee for the entire winter regardless of snowfall. When it doesn't snow, you collect anyway. When a single storm hits three times in a week, you run 24-hour operations and bank it. A single truck operator can earn $80K–$200K in a 4-month season in the snow belt, with 25–40% net margins. The business pairs perfectly with landscaping for a year-round revenue model.

77
Acquisition score
Excellent

Avg Revenue

$250K

Profit Margin

30%

Acquisition Multiple

1.5x - 2.5x

Startup Cost

$20K - $100K

How It Works

Residential driveways are priced per push ($30–$75) or per season ($300–$600). Commercial lots — the real money — charge $150–$800 per visit depending on acreage, or $3,000–$15,000 for a seasonal contract. Operators respond to storms around the clock, routing their territory in a fixed sequence. Salt/ice melt application is a high-margin add-on at $100–$400 per application. Skid steers, loaders, and sidewalk crews can dramatically expand capacity and commercial contract eligibility.

Revenue Range

Low End
$80K
Typical
$250K
High End
$800K

BizBite underwriting snapshot

Watch / verify

Snow Removal & Plowing has enough high-level data for a first look, but BizBite has not assigned a category-specific operating model yet. Treat the score as preliminary.

51
Fair / 100
Data confidence
medium
52/100
Financing fit
medium

Category-level fit before lender-specific diligence.

Confidence cap
78

Weak source data caps the final score.

Why it may work

  • +Attractive 30% estimated margin profile
  • +SBA dataset shows 212 recent comparable loans

Be careful

  • !Source link status has not been verified yet
  • !No last-checked date yet
  • !No category operating model yet
  • !No category model yet

Real Acquisitions in This Category

SBA 7(a) change-of-ownership loans · NAICS 561730 · Landscaping Services

Deals tracked
577
212 in last 24 mo
Median loan
$531K
$236K–$1.2M p25/p75
Implied deal size
$625K
median · ~85% LTV
Charge-off rate
not enough resolved loans

Deal Size Distribution

<$150K
99
$150K–500K
176
$500K–1M
127
$1M–2M
116
>$2M
59

Deal Flow Over Time

12-month momentum
-39.4%
deal volume vs prior 12 mo
Median loan Δ
+61.0%
80 recent · 132 prior

Financing Profile

Median rate
9.75%
15% fixed · last 24 mo
Median term
120 mo
standard 10-yr
Collateralized
0%
of loans secured
Median jobs
11
supported per deal
Top lenders in this space
The Huntington National Bank64
Live Oak Banking Company23
First Internet Bank of Indiana13
BayFirst National Bank12
Beacon Bank and Trust12
Where deals happen
FL83
PA30
TX30
MI27
CO26
MN26
CA24
UT21
OH19
AZ18

Recent Comparable Deals

ClosedStateLoanImplied deal
Mar 2026NY$135K$159K
Mar 2026NJ$150K$177K
Mar 2026NJ$1.4M$1.6M
Mar 2026CA$333K$392K
Mar 2026MN$83K$97K
Mar 2026IL$1.2M$1.4M
Mar 2026MA$100K$118K
Mar 2026FL$1.2M$1.4M
Feb 2026SC$480K$565K
Feb 2026IN$990K$1.2M
Volume rank #10/544Deal-size rank #366/544Momentum rank #298p90 loan: $2.0MData as of Mar 2026

Source: SBA 7(a) FOIA dataset, filtered to acquisitions (loans where business age is "Change of Ownership"). Implied deal size assumes an 85% loan-to-purchase ratio, a common SBA change-of-ownership structure. Charge-off rate shown only when 10+ loans have resolved (paid in full or charged off). Interest rates reflect last 24 months only. Actual deal values vary with equity injections, seller financing, and working capital terms.

Pros

  • +Seasonal contracts mean you get paid whether it snows or not — client absorbs weather risk
  • +High effective hourly rate: $150–$300/hr per truck during active plowing
  • +Pairs naturally with landscaping for 12-month revenue from the same client base
  • +Low competition: most competitors drop out after a few difficult storms

Cons

  • -Highly seasonal — all revenue concentrated in Nov–Mar in northern climates
  • -Equipment-intensive: plow trucks, salt spreaders, and backup gear add up
  • -Liability exposure is real — missed properties during a storm invite lawsuits

Best For

Landscaping operators adding winter revenue; owner-operators in northern markets willing to work nights during storms

Operating Costs

Primary costs: truck payment ($800–$2,000/mo), plow attachment ($4,000–$7,000), salt/sand material ($80–$200/ton), insurance (liability is expensive), and labor for large commercial routes. Solo operators keep 35–45% of revenue as net profit with owned equipment.

SBA Financing Estimator

Adjust the deal — see if it cash flows after debt service

$-753/mo
after debt service
Deal price — $630K
Range: $250K (1.5×) to $880K (2.5×+)
Down payment — 15% ($95K)
SBA minimum equity injection is 10% for change-of-ownership
Interest rate — 9.75%
SBA median for this category: 9.8%
Loan term — 10 years (120 mo)
SBA median for this category: 120 months
Down payment
$95K
15% equity injection
Loan amount
$536K
85% SBA-financed
Monthly payment
$7K/mo
$305K total interest
Monthly profit
$6K/mo
at 30% margin
Monthly cash flow after debt service
$-753/mo
Margin does not cover debt service at these terms. Lower the deal price, increase the down payment, or extend the loan term.

Estimates only. Excludes owner compensation, capex, working capital draws, and taxes. Margin assumes average occupancy and volume. Actual SBA terms vary by lender and borrower profile.

Where to Buy

BizBuySell

Find snow removal and landscaping businesses for sale across the snowbelt

BizQuest

Browse seasonal service businesses including snow plowing operations

77/100Excellent

Acquisition Score

Profit margin
20/30
Entry multiple
29/25
Market depth
20/20
Risk (charge-off)
8/15
Deal momentum
0/10

Scores margin (30), entry multiple (25), SBA market depth (20), category risk (15), and deal momentum (10). Higher = better acquisition candidate.

Quick Facts

Category
service
Difficulty
2/5
Buy price
$375K$625K

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