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BIZBITE

Pool Resurfacing & Replastering

Every inground pool in America needs this every 10 years — no exceptions

Bottom line

Worth studying, but do not buy without strong local proof.

Inground swimming pools must be resurfaced every 8–15 years as the plaster, pebble finish, or fiberglass degrades, stains, and becomes rough and porous. A pool resurfacing job runs $8,000–$20,000 per pool depending on size and finish material. Unlike pool cleaning (low ticket, high frequency) or pool repair, resurfacing is high-ticket, low-frequency — but the US has 5.7 million inground pools, each on a decade-long resurfacing clock. Crews can complete 2–4 pools per week during peak season.

Acquisition score
Margin · multiple · SBA data
78Excellent
Avg revenue
$900K/yr
$400K–$2M range
Profit margin
38%
~$342K SDE
Multiple
2–3.5×
of SDE
Est. buy price
$684K–$1.2M
startup: $40K–$120K

How It Works

Crews drain the pool, chip out old plaster or grind the fiberglass surface, apply bonding agents, then spray or hand-apply new finish material (white plaster, quartz aggregate, pebble finish, or fiberglass gelcoat). The job takes 2–5 days depending on size and finish. Materials run $2,000–$6,000 per pool; labor is 2–4 workers. Most jobs are booked 4–8 weeks out during spring/summer. Commercial pools (hotels, HOAs, municipal facilities) are the highest-ticket segment.

BizBite verdict

Contact broker

Pool Resurfacing & Replastering maps to the Pool Resurfacing & Replastering model. The category can work for acquisition buyers, but the right answer depends on source freshness, verified economics, and the specific red flags below.

78Excellent
medium data confidence · 72/100medium financing fit

Why it may work

  • +Attractive 38% estimated margin profile
  • +SBA dataset shows 295 recent comparable loans
  • +5 clear operating upside levers identified

Be careful

  • !Source link status has not been verified yet
  • !No last-checked date yet

Category operating model

Pool Resurfacing & Replastering

medium labor
medium capex
medium owner

Revenue drivers

  • Residential and commercial pool replaster/resurface jobs completed per season
  • Average finish ticket: white plaster, quartz, pebble, fiberglass, tile/coping add-ons
  • Warm-climate booking window and crew throughput
  • HOA, hotel, municipal, and pool-service referral relationships
  • Upsells: tile, coping, lights, drains, deck repair, equipment replacement, and startup chemistry

Key risks

  • Skilled plaster crews are scarce and can walk out the door after closing
  • Improper prep or chemistry creates delamination, mottling, and warranty claims
  • Seasonality and rain can bunch revenue into spring/summer
  • Material price changes can hurt fixed bids
  • Commercial jobs carry access, insurance, and shutdown-window penalties

What you need to believe

  • The company has reliable skilled crews, not just a lead funnel
  • Job costing captures material, prep, warranty, and subcontract costs by pool
  • Referral relationships will survive the owner transition
  • The local installed pool base supports replacement demand through cycles

Unit economics

How one unit makes money

Modeled per one two-crew pool resurfacing contractor in a warm-climate market. Every line shows its arithmetic — rebuild any number yourself.

Revenue build-up

LineLowBaseHigh
Pool resurfacing and replaster jobs40-120 pools/year × $8K-$20K ticket; base case 60 pools × $12K = $720K$320K$720K$1.7M
Tile, coping, drains, lights, startup, and repair add-ons~50% of jobs attach $2K-$5K of add-ons; base 40 jobs × $3.5K = $140K$60K$140K$260K
Commercial shutdown and emergency premiums2-6 HOA/hotel/municipal jobs × $10K-$20K premium work beyond base finish$20K$40K$60K

Where it goes — cost structure

  • Finish materials, tile/coping, chemicals, disposal2031%

    Finish upgrades lift ticket size, but material and waste costs must be job-costed.

  • Skilled crew labor and payroll burden2234%

    The plaster crew is the bottleneck and the risk; cheap labor creates expensive warranty.

  • Equipment, trucks, pumps, mixers, maintenance510%

    Downtime during peak season is more expensive than annual depreciation suggests.

  • Subcontractors and permits512%

    Tile, electrical, deck, and demolition work can convert a clean resurface into a coordination business.

  • Insurance, warranty, sales/admin, bad debt510%

    A delamination callback can turn a $15K job into a reference-killing loss.

SDE margin · low
28%
SDE margin · base
38%
SDE margin · high
42%

What actually swings the deal

  • Pools completed

    ±10 pools at a $12K average ticket ≈ ±$120K revenue; at 38% margin that is ~$46K SDE.

  • Finish/repair add-on attach

    A $2K add-on on 30 extra jobs adds ~$60K revenue, usually with better gross margin than base plaster.

  • Warranty callback rate

    Reworking 3 pools at $6K direct cost each burns ~$18K SDE before reputational damage.

  • Crew productivity

    Moving from 1.0 to 1.25 completed pools/crew/week across 40 weeks adds ~20 pools, or ~$240K revenue at the base ticket.

Benchmarks to memorize

PHTA industry scope$62B pool, hot tub, and spa industry; 4,000 members
Typical resurface ticket in profile$8K-$20K per pool
SBA 238990 proxy729 COO loans; median implied deal ~$777K
Profile midpoint$900K revenue × 38% margin = ~$342K SDE
The ceiling

Two crews completing 1-1.5 pools each per week over a 40-week warm-market season can support roughly 80-120 pool jobs. Past about $1.5M-$2M, the ceiling is skilled crew recruiting and scheduling, not consumer demand.

Market analysis

Who owns these & where demand comes from

A high-ticket specialty trade attached to the installed base of inground pools. Warm states produce year-round work; colder states behave like seasonal construction businesses with a compressed booking window.

Tailwinds

  • Large installed pool base creates recurring replacement demand
  • Commercial pools need documented, insured vendors
  • Finish upgrades and adjacent repairs increase revenue per job

Headwinds

  • Labor scarcity and crew retention are the main growth bottleneck
  • Rain, freeze risk, and seasonality compress calendars outside warm climates
  • Warranty risk is technical and can surface months after payment

Demand drivers

  • Pool finishes wear, stain, roughen, and fail on a replacement cycle measured in years, not homeowner whim
  • HOAs, hotels, clubs, and municipalities need planned shutdown work and cannot leave surfaces unsafe
  • Pool-service companies see surface deterioration first and act as referral pipes
  • Higher-end finishes and backyard upgrades lift ticket size when homeowners already drain the pool

Regulation

Contractor licensing, local permits, insurance, drain/VGB and commercial-pool rules, waste disposal, and OSHA silica/safety practices matter. PHTA/CPO/GENESIS training is a professionalism signal, not a substitute for local licensing.

Who you bid against

Pool builders, pool-service platforms, specialty plaster crews, home-service searchers, and local contractors. Strategic buyers care most about crew retention and referral flow.

Competitive advantage

What protects the good ones

  • strongSkilled plaster crew

    Finish quality is visible for years and bad work creates immediate callbacks.

  • strongReferral network

    Pool-service companies, builders, HOAs, and property managers feed replacement demand before homeowners search online.

  • moderateCommercial shutdown experience

    Hotels and HOAs pay for crews that hit the shutdown window and carry the right insurance.

  • weakEquipment ownership

    Tools matter, but the crew and referral channel are harder to buy than pumps and mixers.

Who wins — and who loses

The winner controls a dependable plaster crew, job-costs every pool, and gets referral calls from service routes before the homeowner collects three quotes. The loser sells high-ticket jobs off Google ads, subcontracts the hard part, and discovers the profit pool is actually a warranty pool.

How this niche degrades

  • Skilled labor shortages cap growth and can make the seller's crew non-transferable
  • Material inflation hurts fixed bids when estimates are held open too long
  • DIY patch products and cheap refinishers pressure low-end residential jobs but not commercial/high-finish work
  • Housing and discretionary-remodel cycles affect upgrades, while safety/failed-surface resurfacing remains more resilient
Consolidation status

Fragmented. Pool-service routes and builders are more commonly systematized than plaster specialists; resurfacing remains a local specialty-contractor market where crew quality is the moat.

SBA 7(a) data

Real acquisitions in this category

Change-of-ownership loans · NAICS 238990 · All Other Specialty Trade Contractors

Deals tracked
729
295 in last 24 mo
Median loan
$660K
$305K–$1.7M p25–p75
Implied deal size
$777K
median · ~85% LTV
Charge-off rate
not enough resolved loans

Deal size distribution

<$150K
66
$150K–500K
218
$500K–1M
158
$1M–2M
131
>$2M
156

Deal flow over time

12-month momentum
−12.1%
deal volume vs prior 12 mo
Median loan Δ
+40.2%
138 recent · 157 prior

Financing profile

Median rate
9.50%
19% fixed · last 24 mo
Median term
120 mo
standard 10-yr
Collateralized
0%
of loans secured
Median jobs
10
supported per deal
Top lenders in this space
The Huntington National Bank111
Live Oak Banking Company110
Old National Bank27
First Internet Bank of Indiana24
Beacon Bank and Trust19
Where deals happen
FL113
CA54
TX53
MN38
PA31
CO31
NC29
WA27
IL26
WI25

Franchise vs independent

Franchised acquisitions finance at $620K median vs $671K for independents — a −8% franchise discount. Franchises make up 8% of deals tracked.

Recent comparable deals

ClosedStateLoanImplied deal
Mar 2026TN$447K$526K
Mar 2026CA$350K$412K
Mar 2026VA$300K$353K
Mar 2026CO$545K$641K
Mar 2026MA$1.6M$1.9M
Mar 2026VA$4.2M$5.0M
Mar 2026NC$2.3M$2.7M
Mar 2026OH$25K$29K
Mar 2026OH$210K$247K
Mar 2026MN$855K$1.0M
Volume rank #6/544Deal-size rank #291/544Momentum rank #216p90 loan: $2.9MData as of Mar 2026

Source: SBA 7(a) FOIA dataset, filtered to acquisitions (loans where business age is "Change of Ownership"). Implied deal size assumes an 85% loan-to-purchase ratio, a common SBA change-of-ownership structure. Charge-off rate shown only when 10+ loans have resolved (paid in full or charged off). Interest rates reflect last 24 months only. Actual deal values vary with equity injections, seller financing, and working capital terms.

Valuation framework

How these actually get priced

Priced on normalized SDE with careful treatment of seasonality, crew transferability, warranty reserve, and owner sales. The broad specialty-trade SBA proxy supports deal-size context, but job-level P&Ls and crew durability drive the actual multiple.

Basis: SDE

What moves the multiple

  • ▲ PremiumCrew retention and foreman depth

    A second foreman and stable plaster crew support the high end.

  • ▲ PremiumReferral/commercial accounts

    Pool-service, HOA, hotel, and builder referral channels lower marketing risk.

  • ▼ DiscountWarranty liabilities

    Open callbacks and poor finish history reduce value directly.

  • ▼ DiscountSeasonality

    Northern season concentration requires working capital and backlog proof.

Worked example

$900K revenue × 38% margin = about $342K SDE. At 2.0x-3.5x, value is roughly $684K-$1.20M. A warm-market operator with foreman-led crews and recurring commercial/referral accounts earns the top half; seller-dependent residential work with callback noise belongs near the low end.

Common buyer mistakes

  • Buying booked revenue without confirming crew capacity
  • Ignoring warranty reserves on technical finish work
  • Treating subcontracted crew margin as owned capability
  • Underwriting peak-season revenue without working-capital timing

Deal Calculator

Priced off $342K SDE — can this deal service its own debt?

2.60×
DSCR · Lender-comfortable
Purchase multiple — 2.8× SDE ($940K)
Category range: 2×–3.5× SDE
Down payment — 10% ($94K)
SBA minimum equity injection is 10% for change-of-ownership
Interest rate — 9.50%
SBA median for this category: 9.5%
Loan term — 10 years
SBA median for this category: 120 months
Purchase price
$940K
2.8× of $342K SDE
Cash to close
$122K
$94K down + ~3% closing
Debt service
$11K/mo
$131K/yr on $846K loan
Cash-on-cash
172%
cash back in ~7 mo
Debt service coverage · what the lender sees
2.60×+$18K/mo after debt
Most SBA lenders want ≥1.25× coverage; 1.5×+ is a strong file.

SDE = revenue × margin estimate for this niche; it includes owner compensation, so budget your salary out of cash flow. Excludes working-capital injection, capex reserves, and taxes. Actual SBA terms vary by lender and borrower.

Due diligence checklist

Before you sign anything

  1. 01

    Export every job for 24 months by pool type, finish, ticket, material cost, crew, days, subcontractors, gross margin, and payment timing.

    This validates volume, ticket, add-ons, and crew productivity.

    Red flagJob costing cannot separate materials, labor, and subcontractor leakage.
  2. 02

    Review warranty/callback claims, photos, water-startup records, and customer complaints by crew and finish type.

    Warranty risk attacks the model's biggest technical sensitivity.

    Red flagMottling, delamination, or roughness complaints are common and unreserved.
  3. 03

    Interview key foremen/plasterers and verify employment, comp, non-solicit where legal, and post-close intent.

    The crew is the moat.

    Red flagThe seller owns the crew relationship and no foreman will commit.
  4. 04

    Trace top referral partners and commercial customers to actual closed jobs and transition plans.

    Referral flow supports the premium multiple only if it transfers.

    Red flagMost leads come from the owner's phone or paid ads.
  5. 05

    Inspect equipment, trucks, pumps, mixers, compressors, and upcoming capex.

    Peak-season downtime and deferred equipment repairs consume cash.

    Red flagCore plaster equipment is near failure or personally owned by crew/subcontractors.
  6. 06

    Recast owner sales, estimating, and project-management time at market cost.

    High-ticket jobs often hide a full-time seller-operator inside SDE.

    Red flagMargins fall below the profile range after replacement management cost.

Pros

  • +High average ticket — $8K–$20K per job means revenue builds quickly
  • +Non-discretionary spend — a pool that can't be used must be resurfaced
  • +5.7 million inground pools in the US means perpetual demand pipeline
  • +Commercial accounts (hotels, HOAs) provide larger contracts and repeat business

Cons

  • -Seasonal in northern climates — peak season is spring through early fall
  • -Skilled labor is the bottleneck — plasterers and finish crews are specialized and scarce
  • -High material and equipment costs; cement trucks and mixing equipment required

Best For

Contractors in warm climates (FL, AZ, TX, CA) with access to skilled labor and commercial pool relationships

Operating Costs

Largest costs are labor (4–6 workers), plaster/finish materials, and equipment (jackhammers, plastering machines, trucks). A 3-crew operation in a warm-weather market can generate $1M–$2M annually at 35–42% gross margins.

Where to Buy

BizBuySell – Construction/Contractor

Pool resurfacing and plastering businesses for sale nationally

BizQuest – Pool Services

Pool service and specialty contractor acquisitions

APSP Industry Resources

Association of Pool & Spa Professionals — industry contacts and certification programs

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