¢
BIZBITE

Pool Resurfacing & Replastering

Every inground pool in America needs this every 10 years — no exceptions

Bottom line

Worth studying, but do not buy without strong local proof.

Inground swimming pools must be resurfaced every 8–15 years as the plaster, pebble finish, or fiberglass degrades, stains, and becomes rough and porous. A pool resurfacing job runs $8,000–$20,000 per pool depending on size and finish material. Unlike pool cleaning (low ticket, high frequency) or pool repair, resurfacing is high-ticket, low-frequency — but the US has 5.7 million inground pools, each on a decade-long resurfacing clock. Crews can complete 2–4 pools per week during peak season.

78
Acquisition score
Excellent

Avg Revenue

$900K

Profit Margin

38%

Acquisition Multiple

2x - 3.5x

Startup Cost

$40K - $120K

How It Works

Crews drain the pool, chip out old plaster or grind the fiberglass surface, apply bonding agents, then spray or hand-apply new finish material (white plaster, quartz aggregate, pebble finish, or fiberglass gelcoat). The job takes 2–5 days depending on size and finish. Materials run $2,000–$6,000 per pool; labor is 2–4 workers. Most jobs are booked 4–8 weeks out during spring/summer. Commercial pools (hotels, HOAs, municipal facilities) are the highest-ticket segment.

Revenue Range

Low End
$400K
Typical
$900K
High End
$2.0M

BizBite underwriting snapshot

Watch / verify

Pool Resurfacing & Replastering has enough high-level data for a first look, but BizBite has not assigned a category-specific operating model yet. Treat the score as preliminary.

54
Fair / 100
Data confidence
medium
52/100
Financing fit
medium

Category-level fit before lender-specific diligence.

Confidence cap
78

Weak source data caps the final score.

Why it may work

  • +Attractive 38% estimated margin profile
  • +SBA dataset shows 295 recent comparable loans

Be careful

  • !Source link status has not been verified yet
  • !No last-checked date yet
  • !No category operating model yet
  • !No category model yet

Real Acquisitions in This Category

SBA 7(a) change-of-ownership loans · NAICS 238990 · All Other Specialty Trade Contractors

Deals tracked
729
295 in last 24 mo
Median loan
$660K
$305K–$1.7M p25/p75
Implied deal size
$777K
median · ~85% LTV
Charge-off rate
not enough resolved loans

Deal Size Distribution

<$150K
66
$150K–500K
218
$500K–1M
158
$1M–2M
131
>$2M
156

Deal Flow Over Time

12-month momentum
-12.1%
deal volume vs prior 12 mo
Median loan Δ
+40.2%
138 recent · 157 prior

Financing Profile

Median rate
9.50%
19% fixed · last 24 mo
Median term
120 mo
standard 10-yr
Collateralized
0%
of loans secured
Median jobs
10
supported per deal
Top lenders in this space
The Huntington National Bank111
Live Oak Banking Company110
Old National Bank27
First Internet Bank of Indiana24
Beacon Bank and Trust19
Where deals happen
FL113
CA54
TX53
MN38
PA31
CO31
NC29
WA27
IL26
WI25
Franchise vs independent
Franchised acquisitions finance at $620K median vs $671K for independents — a -8% franchise discount. Franchises make up 8% of deals tracked.

Recent Comparable Deals

ClosedStateLoanImplied deal
Mar 2026TN$447K$526K
Mar 2026CA$350K$412K
Mar 2026VA$300K$353K
Mar 2026CO$545K$641K
Mar 2026MA$1.6M$1.9M
Mar 2026VA$4.2M$5.0M
Mar 2026NC$2.3M$2.7M
Mar 2026OH$25K$29K
Mar 2026OH$210K$247K
Mar 2026MN$855K$1.0M
Volume rank #6/544Deal-size rank #291/544Momentum rank #216p90 loan: $2.9MData as of Mar 2026

Source: SBA 7(a) FOIA dataset, filtered to acquisitions (loans where business age is "Change of Ownership"). Implied deal size assumes an 85% loan-to-purchase ratio, a common SBA change-of-ownership structure. Charge-off rate shown only when 10+ loans have resolved (paid in full or charged off). Interest rates reflect last 24 months only. Actual deal values vary with equity injections, seller financing, and working capital terms.

Pros

  • +High average ticket — $8K–$20K per job means revenue builds quickly
  • +Non-discretionary spend — a pool that can't be used must be resurfaced
  • +5.7 million inground pools in the US means perpetual demand pipeline
  • +Commercial accounts (hotels, HOAs) provide larger contracts and repeat business

Cons

  • -Seasonal in northern climates — peak season is spring through early fall
  • -Skilled labor is the bottleneck — plasterers and finish crews are specialized and scarce
  • -High material and equipment costs; cement trucks and mixing equipment required

Best For

Contractors in warm climates (FL, AZ, TX, CA) with access to skilled labor and commercial pool relationships

Operating Costs

Largest costs are labor (4–6 workers), plaster/finish materials, and equipment (jackhammers, plastering machines, trucks). A 3-crew operation in a warm-weather market can generate $1M–$2M annually at 35–42% gross margins.

SBA Financing Estimator

Adjust the deal — see if it cash flows after debt service

+$14K/mo
after debt service
Deal price — $1.4M
Range: $1.4M (2×) to $4.0M (3.5×+)
Down payment — 15% ($203K)
SBA minimum equity injection is 10% for change-of-ownership
Interest rate — 9.50%
SBA median for this category: 9.5%
Loan term — 10 years (120 mo)
SBA median for this category: 120 months
Down payment
$203K
15% equity injection
Loan amount
$1.1M
85% SBA-financed
Monthly payment
$15K/mo
$634K total interest
Monthly profit
$29K/mo
at 38% margin
Monthly cash flow after debt service
+$14K/mo
Down payment paid back in ~15 months — strong return

Estimates only. Excludes owner compensation, capex, working capital draws, and taxes. Margin assumes average occupancy and volume. Actual SBA terms vary by lender and borrower profile.

Where to Buy

BizBuySell – Construction/Contractor

Pool resurfacing and plastering businesses for sale nationally

BizQuest – Pool Services

Pool service and specialty contractor acquisitions

APSP Industry Resources

Association of Pool & Spa Professionals — industry contacts and certification programs

78/100Excellent

Acquisition Score

Profit margin
25/30
Entry multiple
23/25
Market depth
20/20
Risk (charge-off)
8/15
Deal momentum
2/10

Scores margin (30), entry multiple (25), SBA market depth (20), category risk (15), and deal momentum (10). Higher = better acquisition candidate.

Quick Facts

Category
service
Difficulty
3/5
Buy price
$1.8M$3.1M

Get the full breakdown in your inbox

Weekly boring business breakdowns

One boring business. Real numbers. Every week. Free.

Buy a pool resurfacing & replastering
via BizBuySell – Construction/Contractor
See listings →