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BIZBITE

Swimming Pool Inspection Service

Every pool sale is a fee — and pools are everywhere

Bottom line

Strong cash-flow candidate with manageable operations.

Pool inspection companies perform pre-purchase inspections for real estate buyers, insurance underwriters, and property managers. With over 6 million in-ground pools in the US and millions changing hands annually, there's consistent demand for certified professionals to inspect pump systems, plumbing, structural integrity, electrical bonding, and code compliance. Average inspection takes 1.5–2 hours and bills at $150–$350. No inventory, no recurring overhead — just a kit, a truck, and a certification.

Acquisition score
Margin · multiple · SBA data
76Excellent
Avg revenue
$180K/yr
$80K–$350K range
Profit margin
62%
~$112K SDE
Multiple
1.75–3×
of SDE
Est. buy price
$195K–$335K
startup: $8K–$25K

How It Works

Inspectors are called in during real estate transactions, when pool equipment fails, or when homes are listed. You inspect the pool shell, plumbing, pump and filtration, electrical bonding and grounding, safety features (fencing, drain covers), and overall code compliance. Reports are delivered digitally and often include repair cost estimates. Real estate agents and home inspectors are your best referral sources — building those relationships drives consistent volume.

BizBite verdict

Contact broker

Swimming Pool Inspection Service has enough high-level data for a first look, but BizBite has not assigned a category-specific operating model yet. Treat the score as preliminary.

76Excellent
medium data confidence · 52/100medium financing fit

Why it may work

  • +Attractive 62% estimated margin profile
  • +SBA dataset shows 6 recent comparable loans

Be careful

  • !Source link status has not been verified yet
  • !No last-checked date yet
  • !No category operating model yet

SBA 7(a) data

Real acquisitions in this category

Change-of-ownership loans · NAICS 541350 · Building Inspection Services

Deals tracked
24
6 in last 24 mo
Median loan
$604K
$150K–$1.4M p25–p75
Implied deal size
$711K
median · ~85% LTV
Charge-off rate
not enough resolved loans

Deal size distribution

<$150K
5
$150K–500K
6
$500K–1M
5
$1M–2M
5
>$2M
3

Deal flow over time

12-month momentum
+400.0%
deal volume vs prior 12 mo
Median loan Δ
+177.7%
5 recent · 1 prior

Financing profile

Median rate
9.50%
0% fixed · last 24 mo
Median term
120 mo
standard 10-yr
Collateralized
0%
of loans secured
Median jobs
6.5
supported per deal
Top lenders in this space
First Internet Bank of Indiana3
Simmons Bank2
Western Alliance Bank2
Live Oak Banking Company2
CIBC Bank USA1
Where deals happen
TX5
TN3
CA2
SC2
AZ2
IL2
VT1
OH1
FL1
WI1

Franchise vs independent

Franchised acquisitions finance at $285K median vs $609K for independents — a −53% franchise discount. Franchises make up 21% of deals tracked.

Recent comparable deals

ClosedStateLoanImplied deal
Jan 2026SC$778K$915K
Nov 2025TX$3.6M$4.2M
Sep 2025TX$125K$147K
Sep 2025TX$1.2M$1.4M
Sep 2025WI$99K$117K
Oct 2024SC$280K$329K
Apr 2024CO$640K$753K
Feb 2024IL$899K$1.1M
Sep 2023KS$150K$177K
Mar 2023IL$230K$271K
Volume rank #223/544Deal-size rank #322/544Momentum rank #5p90 loan: $1.7MData as of Mar 2026

Source: SBA 7(a) FOIA dataset, filtered to acquisitions (loans where business age is "Change of Ownership"). Implied deal size assumes an 85% loan-to-purchase ratio, a common SBA change-of-ownership structure. Charge-off rate shown only when 10+ loans have resolved (paid in full or charged off). Interest rates reflect last 24 months only. Actual deal values vary with equity injections, seller financing, and working capital terms.

Deal Calculator

Priced off $112K SDE — can this deal service its own debt?

3.19×
DSCR · Lender-comfortable
Purchase multiple — 2.3× SDE ($250K)
Category range: 1.75×–3× SDE
Down payment — 10% ($25K)
SBA minimum equity injection is 10% for change-of-ownership
Interest rate — 9.50%
SBA median for this category: 9.5%
Loan term — 10 years
SBA median for this category: 120 months
Purchase price
$250K
2.3× of $112K SDE
Cash to close
$33K
$25K down + ~3% closing
Debt service
$3K/mo
$35K/yr on $225K loan
Cash-on-cash
236%
cash back in ~6 mo
Debt service coverage · what the lender sees
3.19×+$6K/mo after debt
Most SBA lenders want ≥1.25× coverage; 1.5×+ is a strong file.

SDE = revenue × margin estimate for this niche; it includes owner compensation, so budget your salary out of cash flow. Excludes working-capital injection, capex reserves, and taxes. Actual SBA terms vary by lender and borrower.

Pros

  • +Extremely high margins — primary cost is your time and a $3,000–$8,000 equipment kit
  • +Real estate transaction volume is large and continuous in most markets
  • +Referral-driven flywheel: one good realtor relationship = dozens of jobs/year
  • +Scalable to a multi-inspector team with minimal infrastructure

Cons

  • -Tied to real estate market cycles — volume drops when transactions slow
  • -Certification and licensing requirements vary by state
  • -Competition from general home inspectors adding pool inspection to their services
  • -Solo inspector ceiling: can only do 3–5 inspections per day

Best For

People with pool service or construction background; ideal bolt-on for home inspectors, pool cleaners, or plumbers looking to add high-margin services

Operating Costs

Equipment: pool inspection kit ($3K–$8K), moisture meters, electrical testers, inspection software ($50–$100/month), E&O insurance ($1,500–$3,000/year), marketing. At 3 inspections/day × $200 average × 200 working days = $120,000 gross revenue with ~60% falling to the bottom line.

Where to Buy

BizBuySell – Home Inspection

Find home and pool inspection businesses for sale with established referral networks

InterNACHI (Pool Inspector Certification)

Industry certification body for pool and spa inspectors — required credential for most markets

BizQuest – Real Estate Services

Browse real estate-adjacent service business acquisitions

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