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BIZBITE

Commercial Aquarium Maintenance

Restaurants and hotels pay monthly to keep fish alive. Forever.

Bottom line

Strong cash-flow candidate with manageable operations.

Commercial aquarium maintenance companies design, install, and service saltwater and freshwater aquariums for restaurants, hotels, dental offices, lobbies, and high-end residences. Once installed, clients pay $200–$1,500/month per tank for cleaning, water testing, livestock replacement, and repairs — indefinitely. It's a recurring-revenue service route with virtually zero client churn once the tank becomes part of the décor.

71
Acquisition score
Strong

Avg Revenue

$220K

Profit Margin

42%

Acquisition Multiple

2x - 3x

Startup Cost

$10K - $50K

How It Works

Operators land commercial contracts with restaurants, hotels, or medical offices, then install custom aquariums (often reselling the tank at markup). Monthly service agreements cover water changes, algae removal, filter maintenance, water chemistry testing, and fish replacement. A single technician can manage 20–30 accounts per week. Revenue per account: $250–$800/month. New installs generate $5K–$25K upfront plus the recurring tail.

Revenue Range

Low End
$60K
Typical
$220K
High End
$600K

BizBite underwriting snapshot

Watch / verify

Commercial Aquarium Maintenance has enough high-level data for a first look, but BizBite has not assigned a category-specific operating model yet. Treat the score as preliminary.

48
Speculative / 100
Data confidence
medium
52/100
Financing fit
medium

Category-level fit before lender-specific diligence.

Confidence cap
78

Weak source data caps the final score.

Why it may work

  • +Attractive 42% estimated margin profile
  • +SBA dataset shows 67 recent comparable loans

Be careful

  • !Source link status has not been verified yet
  • !No last-checked date yet
  • !No category operating model yet
  • !No category model yet

Real Acquisitions in This Category

SBA 7(a) change-of-ownership loans · NAICS 561790 · Other Services to Buildings and Dwellings

Deals tracked
182
67 in last 24 mo
Median loan
$448K
$245K–$978K p25/p75
Implied deal size
$527K
median · ~85% LTV
Charge-off rate
not enough resolved loans

Deal Size Distribution

<$150K
23
$150K–500K
75
$500K–1M
40
$1M–2M
36
>$2M
8

Deal Flow Over Time

12-month momentum
-13.9%
deal volume vs prior 12 mo
Median loan Δ
-51.7%
31 recent · 36 prior

Financing Profile

Median rate
9.75%
9% fixed · last 24 mo
Median term
120 mo
standard 10-yr
Collateralized
0%
of loans secured
Median jobs
7
supported per deal
Top lenders in this space
Live Oak Banking Company23
The Huntington National Bank13
Customers Bank7
Stearns Bank National Association6
Columbia Bank5
Where deals happen
FL23
TX21
CA17
AZ11
OH9
CO8
WA6
IL6
KS5
MA5
Franchise vs independent
Franchised acquisitions finance at $350K median vs $471K for independents — a -26% franchise discount. Franchises make up 20% of deals tracked.

Recent Comparable Deals

ClosedStateLoanImplied deal
Mar 2026TX$350K$412K
Mar 2026NJ$1.2M$1.4M
Feb 2026LA$402K$473K
Feb 2026FL$55K$65K
Feb 2026FL$615K$723K
Feb 2026FL$50K$59K
Jan 2026TX$270K$318K
Jan 2026KS$171K$201K
Jan 2026FL$650K$765K
Jan 2026KS$211K$248K
Volume rank #44/544Deal-size rank #438/544Momentum rank #222p90 loan: $1.6MData as of Mar 2026

Source: SBA 7(a) FOIA dataset, filtered to acquisitions (loans where business age is "Change of Ownership"). Implied deal size assumes an 85% loan-to-purchase ratio, a common SBA change-of-ownership structure. Charge-off rate shown only when 10+ loans have resolved (paid in full or charged off). Interest rates reflect last 24 months only. Actual deal values vary with equity injections, seller financing, and working capital terms.

Pros

  • +Recurring monthly revenue — accounts rarely cancel once a tank is embedded in the space
  • +Virtually no competition: few operators, low awareness, high skill barrier deters copycats
  • +Owners often work 3–4 days/week once a route is established
  • +High-end clients (restaurants, hotels, doctors) pay reliably and upgrade tanks over time

Cons

  • -Livestock losses are client-facing and emotional — dead fish erode trust fast
  • -Saltwater expertise takes 6–12 months to develop; mistakes are expensive
  • -Geographic constraint: you can only service tanks within a few hours of your base

Best For

Aquarium hobbyists or biology-minded operators who want a recurring-revenue route business with no digital competition

Operating Costs

Primary costs: fish/livestock (10–15% of revenue), chemicals and supplies (8%), transportation, and part-time labor for growth. No storefront needed — pure route-based model.

SBA Financing Estimator

Adjust the deal — see if it cash flows after debt service

+$2K/mo
after debt service
Deal price — $530K
Range: $330K (2×) to $880K (3×+)
Down payment — 15% ($80K)
SBA minimum equity injection is 10% for change-of-ownership
Interest rate — 9.75%
SBA median for this category: 9.8%
Loan term — 10 years (120 mo)
SBA median for this category: 120 months
Down payment
$80K
15% equity injection
Loan amount
$451K
85% SBA-financed
Monthly payment
$6K/mo
$256K total interest
Monthly profit
$8K/mo
at 42% margin
Monthly cash flow after debt service
+$2K/mo
Down payment paid back in ~44 months

Estimates only. Excludes owner compensation, capex, working capital draws, and taxes. Margin assumes average occupancy and volume. Actual SBA terms vary by lender and borrower profile.

Where to Buy

BizBuySell

Occasional listings for established aquarium service routes with commercial accounts

TRUiC

Business structure and startup guidance for aquarium maintenance operators

71/100Strong

Acquisition Score

Profit margin
28/30
Entry multiple
25/25
Market depth
9/20
Risk (charge-off)
8/15
Deal momentum
2/10

Scores margin (30), entry multiple (25), SBA market depth (20), category risk (15), and deal momentum (10). Higher = better acquisition candidate.

Quick Facts

Category
service
Difficulty
3/5
Buy price
$440K$660K

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