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BIZBITE

Paintless Dent Repair (PDR)

Low overhead, skill-based work, and dealership-style recurring accounts

Bottom line

Accessible entry point; validate local supply before buying.

Paintless Dent Repair (PDR) fixes dings, creases, and hail damage without sanding, filler, or repainting. Many PDR operators run mobile and service dealerships, auctions, fleets, and body shops that subcontract overflow work. This can be a deceptively high-margin niche because there’s little material cost — the moat is technician skill and relationships. Revenue scales by adding technicians, specializing in hail work, and locking in B2B accounts that send consistent weekly volume.

Acquisition score
Margin · multiple · SBA data
74Excellent
Avg revenue
$200K/yr
$80K–$500K range
Profit margin
35%
~$70K SDE
Multiple
2.2–3.6×
of SDE
Est. buy price
$154K–$252K
startup: $5K–$30K

How It Works

A technician assesses the dent and prices the job per panel/dent/severity. Repairs are performed using specialized rods, glue-pulling systems, and lighting to “read” the metal. Operators win recurring work by servicing used-car lots, dealerships, rental fleets, and body shops on a weekly route. Hail events create surge demand and can generate outsized seasonal revenue for teams that can mobilize quickly.

BizBite verdict

Worth underwriting

Paintless Dent Repair (PDR) has enough high-level data for a first look, but BizBite has not assigned a category-specific operating model yet. Treat the score as preliminary.

74Excellent
medium data confidence · 52/100medium financing fit

Why it may work

  • +Attractive 35% estimated margin profile
  • +SBA dataset shows 85 recent comparable loans

Be careful

  • !Source link status has not been verified yet
  • !No last-checked date yet
  • !No category operating model yet

SBA 7(a) data

Real acquisitions in this category

Change-of-ownership loans · NAICS 811121 · Automotive Body, Paint, and Interior Repair and Maintenance

Deals tracked
215
85 in last 24 mo
Median loan
$711K
$265K–$1.4M p25–p75
Implied deal size
$837K
median · ~85% LTV
Charge-off rate
not enough resolved loans

Deal size distribution

<$150K
30
$150K–500K
54
$500K–1M
54
$1M–2M
45
>$2M
32

Deal flow over time

12-month momentum
+83.3%
deal volume vs prior 12 mo
Median loan Δ
+70.3%
55 recent · 30 prior

Financing profile

Median rate
9.50%
15% fixed · last 24 mo
Median term
120 mo
standard 10-yr
Collateralized
0%
of loans secured
Median jobs
8
supported per deal
Top lenders in this space
The Huntington National Bank21
Live Oak Banking Company20
Pinnacle Bank7
First Internet Bank of Indiana7
Manufacturers and Traders Trust Company7
Where deals happen
CA21
MI14
FL14
TX13
OH11
NJ11
MN10
CO9
NY9
WA9

Franchise vs independent

Franchised acquisitions finance at $496K median vs $730K for independents — a −32% franchise discount. Franchises make up 11% of deals tracked.

Recent comparable deals

ClosedStateLoanImplied deal
Mar 2026MI$799K$940K
Mar 2026CA$2.4M$2.8M
Mar 2026TX$2.8M$3.3M
Mar 2026AZ$1.7M$2.0M
Feb 2026CA$329K$387K
Feb 2026KS$416K$489K
Feb 2026NC$711K$837K
Feb 2026CA$825K$971K
Feb 2026NY$3.9M$4.6M
Jan 2026IN$749K$881K
Volume rank #36/544Deal-size rank #262/544Momentum rank #58p90 loan: $2.5MData as of Mar 2026

Source: SBA 7(a) FOIA dataset, filtered to acquisitions (loans where business age is "Change of Ownership"). Implied deal size assumes an 85% loan-to-purchase ratio, a common SBA change-of-ownership structure. Charge-off rate shown only when 10+ loans have resolved (paid in full or charged off). Interest rates reflect last 24 months only. Actual deal values vary with equity injections, seller financing, and working capital terms.

Deal Calculator

Priced off $70K SDE — can this deal service its own debt?

2.44×
DSCR · Lender-comfortable
Purchase multiple — 2.9× SDE ($205K)
Category range: 2.2×–3.6× SDE
Down payment — 10% ($21K)
SBA minimum equity injection is 10% for change-of-ownership
Interest rate — 9.50%
SBA median for this category: 9.5%
Loan term — 10 years
SBA median for this category: 120 months
Purchase price
$205K
2.9× of $70K SDE
Cash to close
$27K
$21K down + ~3% closing
Debt service
$2K/mo
$29K/yr on $185K loan
Cash-on-cash
155%
cash back in ~8 mo
Debt service coverage · what the lender sees
2.44×+$3K/mo after debt
Most SBA lenders want ≥1.25× coverage; 1.5×+ is a strong file.

SDE = revenue × margin estimate for this niche; it includes owner compensation, so budget your salary out of cash flow. Excludes working-capital injection, capex reserves, and taxes. Actual SBA terms vary by lender and borrower.

Pros

  • +Very low overhead in a mobile model (no paint booth, no shop lease)
  • +Minimal parts/COGS — margins are driven by skill and throughput
  • +Recurring B2B accounts (dealers/fleets/auctions) can be extremely sticky
  • +Hail work can create high-earning bursts for prepared operators

Cons

  • -Skill moat cuts both ways: training takes time and quality is technician-dependent
  • -Key-person risk if the owner is the only lead tech
  • -Seasonality in some regions (hail and winter-driven volume swings)
  • -Access to dealership and body shop accounts is relationship-driven

Best For

Hands-on buyers or operators who can retain/replace talent and build dealership-style accounts

Operating Costs

Costs are primarily vehicle + fuel, tool upgrades, insurance, and software. In mobile models, the biggest ongoing “expense” is technician payroll/commission and travel time between stops — route density matters.

Where to Buy

BizBuySell - Auto Repair & Service Shops

Marketplace plus valuation benchmarks for auto-repair-adjacent services

Dent Devils PDR Training

Training cost anchor (example published package pricing)

Dent Tech Tools (starter kit price example)

Starter tool set pricing anchor (basic kit)

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