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BIZBITE

Used Cooking Oil Collection

Restaurants beg you to take their waste — then pay you for it

Bottom line

Accessible entry point; validate local supply before buying.

Used cooking oil (UCO) collection businesses pick up spent fryer oil from restaurants, food manufacturers, and cafeterias, then sell it to biodiesel refineries or rendering plants. The kicker: restaurants either pay you to haul their grease, or you pay them a small amount per gallon and resell at a significant markup. At scale, a single truck running 25–30 restaurant stops can generate $300K+ annually. It's one of the few waste businesses where the 'waste' has commodity value that fluctuates with fuel prices.

Acquisition score
Margin · multiple · SBA data
57Strong
Avg revenue
$350K/yr
$150K–$600K range
Profit margin
35%
~$122K SDE
Multiple
2–3×
of SDE
Est. buy price
$245K–$367K
startup: $30K–$80K

How It Works

Install grease storage containers (provided free) at restaurant back-of-house locations. Collect on a scheduled route (weekly or bi-weekly). Transport to a biodiesel refinery or rendering facility that pays $0.20–$0.50/lb for clean UCO (price fluctuates with diesel commodity markets). Revenue model: either charge restaurants a pickup fee ($50–$150/stop) or pay them $0.10–$0.20/lb and resell at market price. The best operators do both — restaurants in high-grease-theft areas pay to be serviced; premium clients get a small rebate.

BizBite verdict

Watch / verify

Used Cooking Oil Collection has enough high-level data for a first look, but BizBite has not assigned a category-specific operating model yet. Treat the score as preliminary.

57Strong
medium data confidence · 52/100medium financing fit

Why it may work

  • +Attractive 35% estimated margin profile
  • +SBA dataset shows 7 recent comparable loans

Be careful

  • !Source link status has not been verified yet
  • !No last-checked date yet
  • !No category operating model yet

SBA 7(a) data

Real acquisitions in this category

Change-of-ownership loans · NAICS 562998 · All Other Miscellaneous Waste Management Services

Deals tracked
22
7 in last 24 mo
Median loan
$824K
$215K–$1.7M p25–p75
Implied deal size
$969K
median · ~85% LTV
Charge-off rate
not enough resolved loans

Deal size distribution

<$150K
1
$150K–500K
7
$500K–1M
3
$1M–2M
7
>$2M
4

Deal flow over time

12-month momentum
−60.0%
deal volume vs prior 12 mo
Median loan Δ
−47.9%
2 recent · 5 prior

Financing profile

Median rate
9.75%
0% fixed · last 24 mo
Median term
120 mo
standard 10-yr
Collateralized
0%
of loans secured
Median jobs
6
supported per deal
Top lenders in this space
Live Oak Banking Company3
Wells Fargo Bank National Association1
Midwest Regional Bank1
The Stephenson National Bank and Trust1
CDC Small Business Finance Corp.1
Where deals happen
CA4
WI3
FL2
DE2
CO1
MI1
AZ1
MN1
CT1
SD1

Recent comparable deals

ClosedStateLoanImplied deal
Nov 2025MN$312K$367K
Sep 2025AZ$333K$392K
Mar 2025FL$619K$728K
Oct 2024WI$166K$195K
Sep 2024IA$4.5M$5.3M
Jul 2024MI$2.8M$3.3M
May 2024CA$215K$253K
Dec 2023WY$150K$177K
Sep 2023CA$1.8M$2.1M
Sep 2023NY$629K$740K
Volume rank #238/544Deal-size rank #216/544Momentum rank #333p90 loan: $2.8MData as of Mar 2026

Source: SBA 7(a) FOIA dataset, filtered to acquisitions (loans where business age is "Change of Ownership"). Implied deal size assumes an 85% loan-to-purchase ratio, a common SBA change-of-ownership structure. Charge-off rate shown only when 10+ loans have resolved (paid in full or charged off). Interest rates reflect last 24 months only. Actual deal values vary with equity injections, seller financing, and working capital terms.

Deal Calculator

Priced off $123K SDE — can this deal service its own debt?

2.84×
DSCR · Lender-comfortable
Purchase multiple — 2.5× SDE ($305K)
Category range: 2×–3× SDE
Down payment — 10% ($31K)
SBA minimum equity injection is 10% for change-of-ownership
Interest rate — 9.75%
SBA median for this category: 9.8%
Loan term — 10 years
SBA median for this category: 120 months
Purchase price
$305K
2.5× of $123K SDE
Cash to close
$40K
$31K down + ~3% closing
Debt service
$4K/mo
$43K/yr on $275K loan
Cash-on-cash
200%
cash back in ~6 mo
Debt service coverage · what the lender sees
2.84×+$7K/mo after debt
Most SBA lenders want ≥1.25× coverage; 1.5×+ is a strong file.

SDE = revenue × margin estimate for this niche; it includes owner compensation, so budget your salary out of cash flow. Excludes working-capital injection, capex reserves, and taxes. Actual SBA terms vary by lender and borrower.

Pros

  • +Recurring route revenue — restaurants need pickups every 1–2 weeks indefinitely
  • +Low customer acquisition cost — cold walk-ins to restaurants close fast
  • +Commodity upside: UCO prices spike with fuel markets
  • +Minimal overhead once route is established

Cons

  • -Commodity price risk — UCO prices drop during low-fuel-price environments
  • -Grease theft is rampant — competitors will steal your restaurant accounts
  • -Permits required in most municipalities for waste handling and transport

Best For

Route business operators; entrepreneurs comfortable with commodity price exposure

Operating Costs

Key costs: vacuum truck or pump truck ($40K–$80K), fuel ($1,500–$3,000/mo for a full route), storage containers (leased or purchased), disposal/refinery fees or rebates, and driver labor. Revenue fluctuates with UCO spot prices — hedge by locking in forward contracts with buyers where possible.

Where to Buy

BizBuySell

Search grease and waste collection routes listed for sale

BusinessBroker.net

Broker-listed route businesses including grease collection operators

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