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BIZBITE

Commercial Truck Wash

3.5 million semi-trucks need washing every 1–2 weeks — and fleets pre-pay monthly

Bottom line

Worth studying, but do not buy without strong local proof.

Commercial truck washes clean semi-trucks, trailers, and fleet vehicles using high-pressure automated or manual wash systems. Unlike passenger car washes, truck washes serve a B2B customer base — trucking fleets, logistics companies, food-grade carriers — who sign monthly accounts and wash on fixed schedules. The US has 3.5 million registered semi-trucks, many required to be clean by DOT regulations or food safety standards. A well-located truck wash near a freight hub, truck stop, or industrial corridor generates $400K–$1.5M/year with 20–35% margins.

Acquisition score
Margin · multiple · SBA data
61Strong
Avg revenue
$750K/yr
$400K–$1.5M range
Profit margin
28%
~$210K SDE
Multiple
2–3.5×
of SDE
Est. buy price
$420K–$735K
startup: $200K–$600K

How It Works

Trucks pull into a large bay (or automated drive-through tunnel) where high-pressure water, soap, and brushes clean the cab, trailer, and undercarriage. Full-service exterior washes run $40–$120 per truck; interior/trailer cleaning runs $150–$400. Fleet accounts — trucking companies with 10–500 trucks — pay $30–$80/wash on monthly billing cycles, providing predictable revenue. Location near interstates, freight hubs, or truck stops is the single biggest determinant of success.

BizBite verdict

Worth underwriting

Commercial Truck Wash has enough high-level data for a first look, but BizBite has not assigned a category-specific operating model yet. Treat the score as preliminary.

61Strong
medium data confidence · 52/100medium financing fit

Why it may work

  • +SBA dataset shows 70 recent comparable loans

Be careful

  • !Source link status has not been verified yet
  • !No last-checked date yet
  • !No category operating model yet

SBA 7(a) data

Real acquisitions in this category

Change-of-ownership loans · NAICS 811192 · Car Washes

Deals tracked
269
70 in last 24 mo
Median loan
$1.2M
$579K–$2.6M p25–p75
Implied deal size
$1.4M
median · ~85% LTV
Charge-off rate
not enough resolved loans

Deal size distribution

<$150K
13
$150K–500K
42
$500K–1M
62
$1M–2M
64
>$2M
88

Deal flow over time

12-month momentum
−40.9%
deal volume vs prior 12 mo
Median loan Δ
−51.2%
26 recent · 44 prior

Financing profile

Median rate
9.00%
16% fixed · last 24 mo
Median term
300 mo
real-estate heavy
Collateralized
0%
of loans secured
Median jobs
6
supported per deal
Top lenders in this space
Celtic Bank Corporation23
Metro City Bank18
The Huntington National Bank14
Open Bank11
Hanmi Bank11
Where deals happen
TX34
CA33
GA21
FL17
MI15
CO15
AZ11
OH10
IN10
MO10

Recent comparable deals

ClosedStateLoanImplied deal
Mar 2026MD$2.7M$3.1M
Mar 2026MA$558K$657K
Mar 2026MI$312K$367K
Mar 2026MD$1.8M$2.2M
Feb 2026TX$2.7M$3.2M
Jan 2026TX$1.6M$1.9M
Jan 2026TX$1.0M$1.2M
Jan 2026CA$480K$565K
Dec 2025PA$1.4M$1.7M
Nov 2025OR$850K$1M
Volume rank #27/544Deal-size rank #101/544Momentum rank #302p90 loan: $4.3MData as of Mar 2026

Source: SBA 7(a) FOIA dataset, filtered to acquisitions (loans where business age is "Change of Ownership"). Implied deal size assumes an 85% loan-to-purchase ratio, a common SBA change-of-ownership structure. Charge-off rate shown only when 10+ loans have resolved (paid in full or charged off). Interest rates reflect last 24 months only. Actual deal values vary with equity injections, seller financing, and working capital terms.

Deal Calculator

Priced off $210K SDE — can this deal service its own debt?

4.41×
DSCR · Lender-comfortable
Purchase multiple — 2.5× SDE ($525K)
Category range: 2×–3.5× SDE
Down payment — 10% ($53K)
SBA minimum equity injection is 10% for change-of-ownership
Interest rate — 9.00%
SBA median for this category: 9.0%
Loan term — 25 years
SBA median for this category: 300 months
Purchase price
$525K
2.5× of $210K SDE
Cash to close
$68K
$53K down + ~3% closing
Debt service
$4K/mo
$48K/yr on $473K loan
Cash-on-cash
238%
cash back in ~6 mo
Debt service coverage · what the lender sees
4.41×+$14K/mo after debt
Most SBA lenders want ≥1.25× coverage; 1.5×+ is a strong file.

SDE = revenue × margin estimate for this niche; it includes owner compensation, so budget your salary out of cash flow. Excludes working-capital injection, capex reserves, and taxes. Actual SBA terms vary by lender and borrower.

Pros

  • +B2B fleet accounts provide predictable recurring monthly revenue
  • +DOT regulations and food-safety standards mandate cleanliness for many carriers
  • +Significantly less competition than passenger car washes
  • +High ticket per wash ($40–$400) relative to passenger vehicles

Cons

  • -High startup cost for facility, equipment, and water reclaim systems
  • -Location-dependent — useless without nearby freight activity
  • -Water costs and wastewater regulation compliance can be burdensome

Best For

Investors with access to a well-located commercial property near a freight corridor or industrial park

Operating Costs

Primary costs: building/land, high-pressure equipment ($50K–$200K), water reclaim system (required in most states), labor (1–3 employees per shift), chemicals, utilities, and insurance. Fleet accounts dramatically improve revenue predictability.

Where to Buy

BizBuySell

Search for truck wash and commercial vehicle cleaning businesses for sale

LoopNet

Commercial real estate listings for truck wash facilities and large-bay properties

BizQuest

Find commercial truck wash acquisitions across the US

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