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BIZBITE

Same-Day Courier Service

Time-sensitive documents and packages move your way, not theirs

Bottom line

Accessible entry point; validate local supply before buying.

Same-day courier services move urgent documents and packages across a metro area on tight timelines. Revenue comes from per-delivery fees, volume contracts with law firms and medical offices, and rush premiums. The model works best in dense urban areas where delivery time = competitive advantage for clients.

62
Acquisition score
Strong

Avg Revenue

$350K

Profit Margin

22%

Acquisition Multiple

1.8x - 2.8x

Startup Cost

$15K - $80K

How It Works

Customers (law offices, medical offices, corporate offices) call or book online for same-day pickup and delivery. Couriers use cars, bicycles, or motorcycles to move packages within a 2-5 mile radius. Revenue is per delivery ($15-50 depending on distance and urgency) plus volume discounts or monthly retainers for high-volume clients.

Revenue Range

Low End
$120K
Typical
$350K
High End
$900K

BizBite underwriting snapshot

Pass for now

Same-Day Courier Service has enough high-level data for a first look, but BizBite has not assigned a category-specific operating model yet. Treat the score as preliminary.

35
Speculative / 100
Data confidence
medium
52/100
Financing fit
medium

Category-level fit before lender-specific diligence.

Confidence cap
78

Weak source data caps the final score.

Why it may work

  • +SBA dataset shows 19 recent comparable loans

Be careful

  • !Source link status has not been verified yet
  • !No last-checked date yet
  • !No category operating model yet
  • !No category model yet

Real Acquisitions in This Category

SBA 7(a) change-of-ownership loans · NAICS 492210 · Local Messengers and Local Delivery

Deals tracked
64
19 in last 24 mo
Median loan
$885K
$441K–$1.4M p25/p75
Implied deal size
$1.0M
median · ~85% LTV
Charge-off rate
not enough resolved loans

Deal Size Distribution

<$150K
3
$150K–500K
16
$500K–1M
15
$1M–2M
22
>$2M
8

Deal Flow Over Time

12-month momentum
+71.4%
deal volume vs prior 12 mo
Median loan Δ
+4.9%
12 recent · 7 prior

Financing Profile

Median rate
9.50%
0% fixed · last 24 mo
Median term
120 mo
standard 10-yr
Collateralized
0%
of loans secured
Median jobs
14.5
supported per deal
Top lenders in this space
Celtic Bank Corporation6
The Huntington National Bank6
Byline Bank6
GBank6
Live Oak Banking Company3
Where deals happen
CA5
GA5
FL5
OH4
MI4
WI4
PA3
MA3
TN3
MN3
Franchise vs independent
Franchised acquisitions finance at $474K median vs $1.1M for independents — a -57% franchise discount. Franchises make up 13% of deals tracked.

Recent Comparable Deals

ClosedStateLoanImplied deal
Jan 2026GA$1.5M$1.7M
Jan 2026TN$1.6M$1.8M
Nov 2025CA$1.1M$1.3M
Sep 2025CT$883K$1.0M
Sep 2025CA$1.3M$1.5M
Sep 2025PA$826K$972K
Jul 2025FL$4.7M$5.6M
Jun 2025MI$1.1M$1.3M
Jun 2025WI$3.1M$3.6M
Jun 2025WI$200K$235K
Volume rank #111/544Deal-size rank #194/544Momentum rank #62p90 loan: $2.0MData as of Mar 2026

Source: SBA 7(a) FOIA dataset, filtered to acquisitions (loans where business age is "Change of Ownership"). Implied deal size assumes an 85% loan-to-purchase ratio, a common SBA change-of-ownership structure. Charge-off rate shown only when 10+ loans have resolved (paid in full or charged off). Interest rates reflect last 24 months only. Actual deal values vary with equity injections, seller financing, and working capital terms.

Pros

  • +Low startup cost — just vehicles and dispatch software
  • +Recurring revenue from law firms and medical office volume contracts
  • +Sticky customer relationships in tight urban clusters
  • +Expandable by adding couriers and service zones
  • +Operates 24/7 — can run night shifts for premium fees

Cons

  • -Labor-intensive; margins compress if driver retention is poor
  • -Weather and traffic directly impact timelines and customer satisfaction
  • -Fuel and vehicle maintenance costs are variable and unpredictable
  • -Requires active dispatch and customer service to manage expectations

Best For

Operators in dense urban metros who can build relationships with law firms and medical offices and manage logistics efficiently

Operating Costs

Major costs: vehicle lease or purchase ($300-800/month per courier), fuel, insurance, dispatch software ($1-2K/month), and driver wages ($18-22/hour plus tip sharing). Volume contracts (law firms with 10+ deliveries/day) can sustain 2-3 full-time couriers.

SBA Financing Estimator

Adjust the deal — see if it cash flows after debt service

$-5022/mo
after debt service
Deal price — $1.0M
Range: $460K (1.8×) to $1.3M (2.8×+)
Down payment — 15% ($156K)
SBA minimum equity injection is 10% for change-of-ownership
Interest rate — 9.50%
SBA median for this category: 9.5%
Loan term — 10 years (120 mo)
SBA median for this category: 120 months
Down payment
$156K
15% equity injection
Loan amount
$884K
85% SBA-financed
Monthly payment
$11K/mo
$489K total interest
Monthly profit
$6K/mo
at 22% margin
Monthly cash flow after debt service
$-5022/mo
Margin does not cover debt service at these terms. Lower the deal price, increase the down payment, or extend the loan term.

Estimates only. Excludes owner compensation, capex, working capital draws, and taxes. Margin assumes average occupancy and volume. Actual SBA terms vary by lender and borrower profile.

Where to Buy

BizBuySell – Delivery & Courier

Courier and local delivery businesses available for acquisition

CourierPro

Industry forum and resource for courier operators and logistics businesses

CompTIA Logistics Council

Professional standards and benchmarks for logistics and delivery operations

62/100Strong

Acquisition Score

Profit margin
15/30
Entry multiple
27/25
Market depth
3/20
Risk (charge-off)
8/15
Deal momentum
10/10

Scores margin (30), entry multiple (25), SBA market depth (20), category risk (15), and deal momentum (10). Higher = better acquisition candidate.

Quick Facts

Category
service
Difficulty
2/5
Buy price
$630K$980K

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