¢
BIZBITE
345 Boring Businesses Analyzed$2K - $5M Startup CostsUp to 85% Profit MarginsUpdated WeeklyReal Revenue DataAcquisition Multiples Tracked345 Boring Businesses Analyzed$2K - $5M Startup CostsUp to 85% Profit MarginsUpdated WeeklyReal Revenue DataAcquisition Multiples Tracked345 Boring Businesses Analyzed$2K - $5M Startup CostsUp to 85% Profit MarginsUpdated WeeklyReal Revenue DataAcquisition Multiples Tracked345 Boring Businesses Analyzed$2K - $5M Startup CostsUp to 85% Profit MarginsUpdated WeeklyReal Revenue DataAcquisition Multiples Tracked
Service
62
/100 score
Strong

Commercial Refrigeration Service

If a restaurant's walk-in goes down, they call immediately

Commercial refrigeration technicians install, maintain, and repair refrigeration systems in restaurants, grocery stores, convenience stores, hotels, and food distribution facilities. With preventive maintenance contracts as the foundation and emergency callouts as margin-rich upside, this is a sticky, high-urgency service business. A walk-in cooler failure is never optional — it's an emergency with a big check attached.

Avg Revenue

$900K

Profit Margin

22%

Acquisition Multiple

2x - 3x

Startup Cost

$40K - $120K

Difficulty

4/5

How It Works

Technicians hold EPA 608 refrigerant handling certifications and service commercial coolers, freezers, ice machines, walk-in units, and display cases. Revenue comes from monthly or annual maintenance contracts (predictable), emergency repair callouts (high margin), and new equipment installation. Most operators build a client base of 30–100 food service accounts on contract, then layer emergency and project work on top.

Revenue Range

Low End
$400K
Typical
$900K
High End
$2.0M

Real Acquisitions in This Category

SBA 7(a) change-of-ownership loans · NAICS 811310 · Commercial and Industrial Machinery and Equipment (except Automotive a

Deals tracked
134
52 in last 24 mo
Median loan
$776K
$250K–$1.6M p25/p75
Implied deal size
$912K
median · ~85% LTV
Charge-off rate
0.0%
of loans that finished

Deal Size Distribution

<$150K
19
$150K–500K
30
$500K–1M
32
$1M–2M
31
>$2M
22

Deal Flow Over Time

Deals per year · median loan
$623K
2020
22
$930K
2021
21
$720K
2022
17
$891K
2023
9
$746K
2024
31
$773K
2025
30
$675K
2026
4
12-month momentum
-51.4%
deal volume vs prior 12 mo
Median loan Δ
+66.3%
17 recent · 35 prior

Financing Profile

Median rate
9.75%
17% fixed · last 24 mo
Median term
120 mo
standard 10-yr
Collateralized
97%
of loans secured
Median jobs
10
supported per deal
Top lenders in this space
Live Oak Banking Company16
The Huntington National Bank15
Brookline Bank, a Division of Beacon Bank and Trust5
First National Bank of Pennsylvania5
First Internet Bank of Indiana4
Where deals happen
TX16
CA13
PA8
CO8
OH8
MI7
FL6
MA5
IL5
MO5

Recent Comparable Deals

ClosedStateLoanImplied dealJobsFranchise
Nov 2025MI$882K$1.0M13
Nov 2025MI$200K$235K10
Nov 2025MI$468K$551K10
Nov 2025AZ$1.9M$2.3M12
Sep 2025TN$2.3M$2.6M17
Sep 2025TX$3.1M$3.7M20
Sep 2025TX$1.8M$2.1M44
Sep 2025OH$100K$118K1
Sep 2025OH$3.1M$3.6M1
Sep 2025CA$921K$1.1M7Pirtek
Volume rank #55/534Deal-size rank #222/534Momentum rank #268p90 loan: $2.4MData as of Dec 2025

Source: SBA 7(a) FOIA dataset, filtered to acquisitions (loans where business age is "Change of Ownership"). Implied deal size assumes an 85% loan-to-purchase ratio, a common SBA change-of-ownership structure. Charge-off rate shown only when 10+ loans have resolved (paid in full or charged off). Interest rates reflect last 24 months only. Actual deal values vary with equity injections, seller financing, and working capital terms.

Pros

  • +Emergency repair calls are high-urgency, premium-priced
  • +Maintenance contracts create recurring monthly revenue
  • +Grocery and food service sectors are recession-resistant
  • +35–45% gross margins on service labor
  • +High barriers: EPA certification and refrigerant handling license required

Cons

  • -Technically demanding — requires licensed, skilled technicians
  • -On-call emergencies mean irregular hours
  • -Refrigerant regulations add compliance complexity
  • -Technician shortage makes hiring and retaining talent hard

Best For

Technically skilled operators or acquirers who can retain existing technicians

Operating Costs

Primary costs: technician wages (highest cost), EPA-certified refrigerant inventory, service vehicles, tools, and liability insurance. Maintenance contracts front-load revenue and smooth cash flow.

SBA Financing Estimator

Adjust the deal — see if it cash flows after debt service

+$1K/mo
after debt service
Deal price — $1.4M
Range: $1.4M (2×) to $3.6M (3×+)
Down payment — 15% ($203K)
SBA minimum equity injection is 10% for change-of-ownership
Interest rate — 9.75%
SBA median for this category: 9.8%
Loan term — 10 years (120 mo)
SBA median for this category: 120 months
Down payment
$203K
15% equity injection
Loan amount
$1.1M
85% SBA-financed
Monthly payment
$15K/mo
$653K total interest
Monthly profit
$17K/mo
at 22% margin
Monthly cash flow after debt service
+$1K/mo
Down payment paid back in ~136 months — long horizon

Estimates only. Excludes owner compensation, capex, working capital draws, and taxes. Margin assumes average occupancy and volume. Actual SBA terms vary by lender and borrower profile.

Where to Buy

BizBuySell

HVAC and refrigeration service businesses for sale nationwide

BizQuest

Search HVAC and mechanical service business listings

ACCA

Air Conditioning Contractors of America — industry resources and M&A contacts

62/100Strong

Acquisition Score

Profit margin
15/30
Entry multiple
25/25
Market depth
7/20
Risk (charge-off)
15/15
Deal momentum
0/10

Scores margin (30), entry multiple (25), SBA market depth (20), category risk (15), and deal momentum (10). Higher = better acquisition candidate.

Quick Facts

Category
service
Difficulty
4/5
Buy price
$1.8M$2.7M

Get the full breakdown in your inbox

Weekly boring business breakdowns

Get notified when high-margin businesses hit the market

Buy a commercial refrigeration service
via BizBuySell
See listings →