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BIZBITE

RV Park / Campground

Land that charges nightly rent while you sleep

Bottom line

Worth studying, but do not buy without strong local proof.

RV parks and campgrounds rent hookup sites to travelers and seasonal residents — and increasingly, to digital nomads and remote workers. The business model is deceptively simple: own or lease land, install electric/water hookups, and collect $40–$80/night per site. A 50-site park at 55% occupancy can generate $400K+ in annual revenue. Value-add operators add amenities (Wi-Fi, glamping tents, event hosting) to push ADR and capture weekend premium.

Acquisition score
Margin · multiple · SBA data
38Fair
Avg revenue
$450K/yr
$150K–$1.5M range
Profit margin
35%
~$158K SDE
Multiple
4–10×
of SDE
Est. buy price
$630K–$1.6M
startup: $100K–$1.5M

How It Works

Sites are rented nightly ($40–$80), weekly ($250–$500), monthly ($500–$1,200), or seasonally. Hookup sites (water, electric, sewer) command the highest rates. Revenue comes from site fees plus amenity upsells: firewood, propane, Wi-Fi, camp store, laundry. Occupancy peaks in summer; many operators target 60–70% annual occupancy. Seasonal residents (monthly or annual contracts) provide revenue predictability.

BizBite verdict

Pass for now

RV Park / Campground has enough high-level data for a first look, but BizBite has not assigned a category-specific operating model yet. Treat the score as preliminary.

38Fair
medium data confidence · 52/100medium financing fit

Why it may work

  • +Attractive 35% estimated margin profile
  • +SBA dataset shows 25 recent comparable loans

Be careful

  • !Source link status has not been verified yet
  • !No last-checked date yet
  • !No category operating model yet
  • !Premium entry multiple

SBA 7(a) data

Real acquisitions in this category

Change-of-ownership loans · NAICS 721211 · RV (Recreational Vehicle) Parks and Campgrounds

Deals tracked
80
25 in last 24 mo
Median loan
$792K
$359K–$1.3M p25–p75
Implied deal size
$932K
median · ~85% LTV
Charge-off rate
not enough resolved loans

Deal size distribution

<$150K
7
$150K–500K
18
$500K–1M
23
$1M–2M
21
>$2M
11

Deal flow over time

12-month momentum
−7.7%
deal volume vs prior 12 mo
Median loan Δ
+52.2%
12 recent · 13 prior

Financing profile

Median rate
8.75%
4% fixed · last 24 mo
Median term
300 mo
real-estate heavy
Collateralized
0%
of loans secured
Median jobs
4
supported per deal
Top lenders in this space
Live Oak Banking Company16
Ameris Bank8
Celtic Bank Corporation4
Citizens Bank4
America First FCU3
Where deals happen
MI11
NY8
MO6
PA4
AZ4
WI3
SC3
TX3
FL3
CO3

Franchise vs independent

Franchised acquisitions finance at $1.3M median vs $745K for independents — a +72% franchise premium. Franchises make up 8% of deals tracked.

Recent comparable deals

ClosedStateLoanImplied deal
Mar 2026NY$1.3M$1.5M
Mar 2026FL$2.1M$2.5M
Mar 2026OH$925K$1.1M
Feb 2026NM$975K$1.1M
Dec 2025TX$945K$1.1M
Sep 2025CA$1.6M$1.9M
Sep 2025LA$2.4M$2.8M
Sep 2025MO$1.4M$1.7M
Aug 2025SC$3.1M$3.7M
Jul 2025OR$636K$748K
Volume rank #92/544Deal-size rank #225/544Momentum rank #202p90 loan: $2.4MData as of Mar 2026

Source: SBA 7(a) FOIA dataset, filtered to acquisitions (loans where business age is "Change of Ownership"). Implied deal size assumes an 85% loan-to-purchase ratio, a common SBA change-of-ownership structure. Charge-off rate shown only when 10+ loans have resolved (paid in full or charged off). Interest rates reflect last 24 months only. Actual deal values vary with equity injections, seller financing, and working capital terms.

Deal Calculator

Priced off $158K SDE — can this deal service its own debt?

1.88×
DSCR · Lender-comfortable
Purchase multiple — 6.0× SDE ($945K)
Category range: 4×–10× SDE
Down payment — 10% ($95K)
SBA minimum equity injection is 10% for change-of-ownership
Interest rate — 8.75%
SBA median for this category: 8.8%
Loan term — 25 years
SBA median for this category: 300 months
Purchase price
$945K
6.0× of $158K SDE
Cash to close
$123K
$95K down + ~3% closing
Debt service
$7K/mo
$84K/yr on $851K loan
Cash-on-cash
60%
cash back in ~21 mo
Debt service coverage · what the lender sees
1.88×+$6K/mo after debt
Most SBA lenders want ≥1.25× coverage; 1.5×+ is a strong file.

SDE = revenue × margin estimate for this niche; it includes owner compensation, so budget your salary out of cash flow. Excludes working-capital injection, capex reserves, and taxes. Actual SBA terms vary by lender and borrower.

Pros

  • +Land appreciates while the business generates cash flow
  • +Low operational complexity — minimal skilled labor needed
  • +Booking platforms (Hipcamp, Campspot, RVshare) drive demand cheaply
  • +Value-add potential: glamping, events, and amenities boost ADR significantly
  • +Recession-resistant — RV travel grew sharply during COVID and held

Cons

  • -Highly seasonal in northern markets — 3–4 month peak season
  • -Zoning and permitting can be complex depending on jurisdiction
  • -Land and infrastructure acquisition is capital-intensive
  • -Utilities (sewer hookups in particular) can be expensive to install

Best For

Real estate investors seeking cash-flow-plus-appreciation plays; lifestyle buyers wanting to live on-site; operators who can add glamping or event revenue to boost off-season income

Operating Costs

Operating expenses run 40–50% of revenue: utilities (15–20%), property taxes (5–10%), maintenance and landscaping (10%), staffing/management (10–15%), insurance (3–5%). A 50-site park at $40/night and 55% occupancy generates ~$400K gross with ~$220K NOI. Cap rates range from 6–12% depending on location and amenity mix.

Where to Buy

Campground Marketplace

Specialized marketplace for buying and selling campgrounds and RV parks

LoopNet - RV Parks

Commercial real estate listings including RV parks and campgrounds for sale

Hipcamp Host

List your property on Hipcamp to understand demand before buying

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