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BIZBITE

Marine Pump-Out Service

Every boat with a head needs the holding tank pumped. Marinas hate doing it themselves. So they hire you.

Bottom line

Worth studying, but do not buy without strong local proof.

Marine pump-out services empty boat holding tanks (sewage from onboard heads) at marinas, yacht clubs, and boatyards. The Clean Vessel Act prohibits discharging untreated sewage within 3 nautical miles of US shores, and marinas are required by most state coastal authorities to provide pump-out access. Many marinas — especially smaller ones with under 200 slips — outsource the service rather than buy and maintain their own pump-out equipment. A pump-out boat (typically 22–28 feet with a 250–400 gallon tank, vacuum pump, and macerator) services 25–60 boats per visit and bills marinas at $25–$45 per pump-out plus a flat trip fee, or operates on a marina-paid contract at $1,500–$5,000/month per location. Solo operators with one boat covering 4–8 marinas in a coastal county generate $150K–$350K. Multi-boat operations covering entire bays or regional cruising grounds (Chesapeake, Long Island Sound, Puget Sound, Florida coast, Lake Michigan) hit $500K–$900K. The Clean Vessel Act administered through state programs reimburses marinas 75% of pump-out service costs, making the demand effectively grant-funded and price-insensitive. The work is highly seasonal in northern markets (May–October) but year-round in Florida, Gulf Coast, and Southern California.

67
Acquisition score
Strong

Avg Revenue

$320K

Profit Margin

35%

Acquisition Multiple

2x - 3.8x

Startup Cost

$80K - $220K

How It Works

An operator runs scheduled rounds at contracted marinas — typically 1–3 visits per week per marina during boating season. The pump-out boat ties up to each customer vessel, the operator connects a hose to the deck pump-out fitting, and a vacuum pump empties the holding tank into the service boat's onboard tank. Once full, the service boat returns to a designated land-based pump-out station to discharge into municipal sewer. A typical day handles 30–50 boats. Marinas pay either per-pump-out ($25–$45 each, often passed through to slip holders) or as a flat monthly contract. Some operators add holding tank cleaning, anti-odor treatments, and macerator pump repair as upsells. Clean Vessel Act grants administered through state DEC or DNR offices reimburse marinas for pump-out service costs — meaning marinas have strong incentive to keep contracts in place.

Revenue Range

Low End
$120K
Typical
$320K
High End
$850K

BizBite underwriting snapshot

Pass for now

Marine Pump-Out Service has enough high-level data for a first look, but BizBite has not assigned a category-specific operating model yet. Treat the score as preliminary.

34
Avoid / 100
Data confidence
low
40/100
Financing fit
medium

Category-level fit before lender-specific diligence.

Confidence cap
58

Weak source data caps the final score.

Why it may work

  • +Attractive 35% estimated margin profile

Be careful

  • !Source link status has not been verified yet
  • !No last-checked date yet
  • !No SBA category enrichment yet
  • !No category operating model yet
  • !Low data confidence

Pros

  • +Clean Vessel Act grants effectively subsidize 75% of marina pump-out spending — demand is grant-funded and stable
  • +Multi-marina contracts create predictable seasonal revenue with low customer acquisition cost
  • +Few competitors per market — many coastal counties have only 1–2 pump-out service operators
  • +Capital asset (pump-out boat) holds value well and can be repurposed for resale or charter at end of service life

Cons

  • -Strong seasonality in northern markets compresses revenue into 5–6 months
  • -USCG vessel documentation, marine insurance, and Coast Guard pump-out vessel inspections add operational overhead
  • -Weather-dependent — rough water days halt operations and create scheduling pressure

Best For

Marina industry veterans, retired boat captains, or buyers in coastal markets who want a niche route business with grant-funded demand

Operating Costs

At $320K revenue: fuel 9–12%, vessel maintenance and dockage 12–16%, operator labor 25–32%, insurance and USCG compliance 6–9%. Owner-operator nets 32–40% in a 6-month season; year-round Florida operations net 28–35% on higher revenue base.

SBA Financing Estimator

Adjust the deal — see if it cash flows after debt service

+$52/mo
after debt service
Deal price — $900K
Range: $480K (2×) to $1.5M (3.8×+)
Down payment — 15% ($135K)
SBA minimum equity injection is 10% for change-of-ownership
Interest rate — 8.00%
Current prime-based SBA rates: 7.5–10.5%
Loan term — 10 years (120 mo)
Standard SBA 7(a): 10 years for business acquisition
Down payment
$135K
15% equity injection
Loan amount
$765K
85% SBA-financed
Monthly payment
$9K/mo
$349K total interest
Monthly profit
$9K/mo
at 35% margin
Monthly cash flow after debt service
+$52/mo
Down payment paid back in ~2608 months — long horizon

Estimates only. Excludes owner compensation, capex, working capital draws, and taxes. Margin assumes average occupancy and volume. Actual SBA terms vary by lender and borrower profile.

Where to Buy

BizBuySell – Marine & Boating

Search for marine service, marina, and pump-out businesses for sale

Clean Vessel Act Program

US Fish & Wildlife Service grant program funding marina pump-out services

BizQuest – Marine Services

Find marine service and marina-adjacent businesses for acquisition

67/100Strong

Acquisition Score

Profit margin
23/30
Entry multiple
23/25
Market depth
8/20
Risk (charge-off)
8/15
Deal momentum
5/10

Scores margin (30), entry multiple (25), SBA market depth (20), category risk (15), and deal momentum (10). Higher = better acquisition candidate.

Quick Facts

Category
route
Difficulty
3/5
Buy price
$640K$1.2M

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